**Seller offering $5,000 concession!** Welcome to this charming and truly unique 3-bed, 3-bath home nestled among gorgeous Magnolia trees and just moments from Historic Downtown McKinney. **Built with Structural Insulated Panels (SIPs), this home is approximately 50% more energy-efficient than traditional construction**, offering exceptional comfort and long-term savings. The stone front porch and lush landscaping set the tone for the warmth you’ll find inside. Step into a home filled with character, hardwood and stone floors, recessed lighting, and plantation shutters throughout. The living room’s gas fireplace creates a cozy gathering space, while the kitchen shines with granite counters, a breakfast bar, plentiful cabinets, and a built-in desk. The kitchen opens beautifully to the family and breakfast rooms, making everyday living easy. The optional study also serves as the 3rd bedroom. Upstairs, the primary suite is a peaceful escape featuring a screened-in balcony, fireplace, dual walk-in closets, and an ensuite bath with jetted tub, glass block shower, dual sinks, and a bonus room ideal for a nursery or reading nook. A second spacious bedroom also includes its own ensuite bath. The upstairs utility room offers convenience with built-in cabinetry and a sink. Relax outdoors on the lovely stone patio surrounded by a wood privacy fence, perfect for morning coffee or evening unwinding.