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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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203 Heard St Street A/B , McKinney, TX 75069
$595,000
Est. Payment: $3,063.32/mo
6 Bed
2 Bath
2552 Sqft
Status: active | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Exceptional Historic Downtown McKinney Duplex! Great opportunity to live in one and rent or AirBnb the other unit out! Both units are spacious 3-bedroom residences, offering strong rental demand and flexibility for investors. Alternatively, the home could be converted back to a 6-bedroom single-family residence on one of the best streets in all of North Texas. Located just a 3-minute walk from the vibrant McKinney Square, this well-maintained historic duplex sits on a quiet, tree-shaded street in one of the city's most desirable neighborhoods, west of Hwy 5. Enjoy convenient access to downtown shopping, dining, entertainment, the growing McKinney National Airport, and the highly anticipated Sunset Amphitheater development. This charming property combines historic character with substantial structural upgrades, including steel foundation beams, copper plumbing, a newly rebuilt exterior staircase (2025), and siding maintenance completed in 2026. The duplex features separate entrances, separate utility meters, and dedicated parking areas accommodating 2–3 vehicles per unit, along with a peaceful yard and gardening space. Unit A (approximately 1,250 SF) is located on the lower level with frontage and access from Heard Street. Unit B (approximately 1,100 SF) is accessed from Wood Street and was thoughtfully remodeled in 2026 while preserving its beautiful original hardwood floors. Currently occupied by excellent tenants, the property provides immediate income and long-term investment stability: Unit A leased through August 2027, Unit B leased through July 2026. Whether you're seeking a turnkey income-producing asset, a future owner-occupancy opportunity, or a property with potential for short-term rental use, this rare downtown McKinney duplex offers location, character, and lasting value. Agent is owner.

Highlights

Listed by Audrey Young , RE/MAX Four Corners , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.21

Year Built

1920

County

Collin

Neighborhood

Mincey Addition (Cmc)

School District

McKinney ISD

Listing ID

21332177

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Washer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Hardwood,Laminate
Other:
  • Additional:Pantry, Master on Main

Exterior Features

Lot:Corner Lot,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Outdoor Living Center, Preowned
Parking Features:Gravel,On Site
Principal Interest
$3,063
Taxes
$379

Home Price

$595,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,063.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,063.32 $379.31 $0.00 $3,442.63
Yearly $36,759.82 $4,551.75 $0.00 $41,311.57
Total $1,102,794.62 $136,552.50 $0.00 $1,239,347.12

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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