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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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4421 Rustic Ridge Dr , McKinney, TX 75071
$654,000
Est. Payment: $3,367.08/mo
5 Bed
4 Bath
3609 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

North facing house with oversized lot and lakeview. House has top rated Mckinney schools and is located in Painted Tree,a 1100 acre master planned community with 3 resort style pools, club house, play areas, 25 miles of wooded trails and 20 acre fishing lake.House Perches on a high point on the street is just walking distance to one of the three pools and a walking trail to the pond. Elementary, middle and high schools are all within 10 minutes drive and the community has school buses to all the three schools. House is about an year old and barely lived in. Better than a new construction from a builder as it has additional upgrades equivalent to $8,000. Seller is giving away $10,000 in lender credit which the buyer can use towards loan costs or price reduction. 5 bedrooms, office and 4 full bathrooms, oversized media room and a gameloft. 2 bedrooms being downstairs is a huge plus.House has Cathedral ceiling and oversized bedrooms. Covered patio has a gas connection and electrical outlet provide outdoor entertainment. All 5 bedrooms, living area, office and gameloft have LED lights with dimmer swithes,contemporary style ceiling fans with remotes and urbanized light fixtues which give a sophisticated contemporary look to the house.Garage floor has expoxy and has an overhead storage rack. Just couple of minutes from Hwy 380 and Hwy 75. Fifteen minutes to the national Mckinney airport(opening in November 2026) and 15 minutes from Universal kids Resort.

Highlights

Listed by Ramadevi Raja , Beam Real Estate, LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

285 Quarterly

Year Built

2025

County

Collin

Neighborhood

Painted Tree Lakeside West Ph 2

School District

McKinney ISD

Listing ID

21360825

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Double Oven, Tankless Water Heater, Vented Exhaust Fan
Air Cond:Central Air,Electric
Fireplaces:Decorative,Electric,Living Room
Other:
  • Additional:Loft, Open Floorplan, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Parking Features:Epoxy Flooring,Garage Door Opener
Principal Interest
$3,367
Taxes
$757
HOA
$285

Home Price

$654,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$130,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,367.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,367.08 $757.00 $285.00 $4,409.08
Yearly $40,404.91 $9,084.00 $3,420.00 $52,908.91
Total $1,212,147.37 $272,520.00 $102,600.00 $1,587,267.37

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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