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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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8520 Backwater Bay Cove , McKinney, TX 75071
$599,990
Est. Payment: $3,089.01/mo
5 Bed
4.5 Bath
3233 Sqft
Status: active | Days on site: 179
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to 8520 Backwater Bay Cove, McKinney, Texas, a stunning Highland Homes residence offering exceptional design, space, and craftsmanship. This quality-built home features 5 bedrooms, 4.5 bathrooms, a dedicated office, and a formal dining room, providing flexibility for both everyday living and entertaining. From the moment you enter, you’ll notice the upscale finishes including plantation shutters, engineered hardwood floors, 8-foot solid core doors, and tall windows that flood the home with natural light. The thoughtfully designed floor plan includes two bedrooms downstairs and three bedrooms upstairs, ideal for multigenerational living or guest accommodations. The chef’s kitchen is the heart of the home, showcasing an oversized island with ample seating, abundant cabinetry, and a generously sized oversized pantry. A tankless water heater adds efficiency and convenience. Step outside to enjoy the covered patio, perfect for relaxing or entertaining year-round. Residents enjoy resort-style amenities including two clubhouses, a community pool, and a fitness center, along with a short stroll to the neighborhood park and school. The added convenience of a fire station located within the community enhances peace of mind. This beautifully appointed home offers space, style, and an unbeatable lifestyle in one of McKinney’s premier communities. Information provided is deemed reliable, but is not guaranteed and should be independently verified by the buyer.

Highlights

Listed by John Martellini , and Tony Martellini , Texas Elite Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

375 Quarterly

Year Built

2018

County

Collin

Neighborhood

Trinity Falls Planning Unit 3 Ph 1b

School District

McKinney ISD

Listing ID

21184109

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Microwave, Convection Oven, Plumbed For Gas in Kitchen, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas
Floor:Carpet,Engineered Wood,Tile
Other:
  • Additional:Eat-in Kitchen, Kitchen Island, ADU, Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Roof:Composition
Parking Features:Garage Faces Front
Principal Interest
$3,089
Taxes
$666
HOA
$375

Home Price

$599,990

Loan Details

30 yrs
6.674%

Down Payment

20%
$119,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,089.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,089.01 $666.08 $375.00 $4,130.09
Yearly $37,068.11 $7,993.00 $4,500.00 $49,561.11
Total $1,112,043.27 $239,790.00 $135,000.00 $1,486,833.27

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems