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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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4245 Waterstone Estates Dr , McKinney, TX 75071
$1,150,000
Est. Payment: $5,920.70/mo
5 Bed
4 Bath
4119 Sqft
Status: active | Days on site: 122
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

This house comes with a REDUCED RATE as low as 6.375% (APR 6.643%) as of 07-28-2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information. Experience luxury living in this stunning Country French-inspired estate located in an exclusive gated community on a fully fenced one-acre homesite with NO CITY TAXES. Designed for elegance, comfort, and unforgettable entertaining, this home offers the perfect blend of sophistication and everyday living. The grand living area welcomes you with beautiful details, expansive spaces, and a custom built-in bar ideal for hosting. Featuring 5 spacious bedrooms and 4 full bathrooms, including a luxurious primary retreat with a spa-inspired bath and generous his-and-hers walk-in closets. Upstairs offers endless possibilities with a game room, media room-flex suite, and additional wet bar. Step outside to your private Texas resort featuring a sparkling saltwater pool and spa, tanning ledges, covered patio, and peaceful courtyard. From sunrise views to unforgettable sunset evenings, this estate delivers privacy, luxury, and a lifestyle designed to be enjoyed. Community amenities include a scenic lake and playground. More than a home, this is your private retreat.

Highlights

Listed by Rebecca Dominguez , JPAR North Metro , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1

HOA Fee

975 Semi-Annual

Year Built

2018

County

Collin

Neighborhood

Waterstone Estates Sec I

School District

McKinney ISD

Listing ID

21250417

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Built-in Gas Range, Commercial Grade Range, Commercial Grade Vent, Dishwasher, Disposal, Microwave, Double Oven, Plumbed For Gas in Kitchen, Vented Exhaust Fan, Irrigation Equipment
Air Cond:Central Air
Fireplaces:Brick,Family Room,Gas,Gas Logs,Gas Starter,Glass Doors,Masonry,Outside
Floor:Carpet,Engineered Wood,Tile,Wood
Other:
  • Additional:Built-in Features, Cable TV Available, Chandelier, Decorative Lighting, Double Vanity, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Smart Home System, Sound System Wiring, Walk-In Closet(s), Wet Bar, Master on Main

Exterior Features

Lot:Acreage,1 to < 3 Acres
Roof:Composition
Others:
  • Additional:Courtyard, Covered Patio/Porch, Garden(s), Rain Gutters, Lighting, Outdoor Living Center, Private Yard, Preowned
Parking Features:Driveway,Epoxy Flooring,Garage,Garage Door Opener,Garage Double Door,Garage Faces Side,Garage Single Door,Inside Entrance,Kitchen Level,Lighted,Oversized
Principal Interest
$5,921
Taxes
$1,016
HOA
$975

Home Price

$1,150,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,920.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,920.70 $1,016.17 $975.00 $7,911.87
Yearly $71,048.39 $12,194.00 $11,700.00 $94,942.39
Total $2,131,451.79 $365,820.00 $351,000.00 $2,848,271.79

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (McKinney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems