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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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4316 Cordata Dr , Melissa, TX 75454
$320,000
Est. Payment: $1,647.50/mo
3 Bed
2 Bath
1630 Sqft
Status: active | Days on site: 34
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

PRICED WAY UNDER MARKET VALUE! Don't miss this incredible opportunity to own a beautifully maintained home with one of its most valuable features already in place—AN ASSUMABLE VA lLOAN JUST AT 2.75% for qualified buyers, offering the potential for significant long-term savings compared to today's interest rates. Designed for both comfort and efficiency, this home also includes SOLAR PANELS – Reduce electricity costs by over 50%, even with high energy usage while providing an environmentally friendly lifestyle. The open-concept floor plan is filled with natural light and offers spacious living areas perfect for everyday living and entertaining. The well-appointed kitchen flows seamlessly into the dining and family room, while the private primary suite provides a relaxing retreat. Generously sized secondary bedrooms offer flexibility for family, guests, or a home office. Located in the highly desirable Melissa community, residents enjoy outstanding neighborhood amenities, walking trails, parks, pools, playgrounds, and convenient access to shopping, dining, and major commuting routes. Outdoor enthusiasts will love being just minutes from Melissa Lake Park, featuring scenic walking trails, fishing opportunities, open green space, playgrounds, and exciting future amenities that continue to enhance the area's appeal. Whether you're looking for lower monthly payments through an assumable low-interest VA loan, energy savings from solar panels, or an exceptional location in one of North Texas' fastest-growing communities, this home checks all the boxes. Schedule your private showing today! Expensive Refrigerator, washer and dryer (All managed by app) could be conveyed with the right offer. COME SEE IT TO BELIEVE IT!! THIS ONE WILL BE GONE IN A BLINK!!

Highlights

Listed by Ajay Ghiaar , Reputed Brokerage , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

196 Quarterly

Year Built

2020

County

Collin

Neighborhood

North Creek Estates Ph 7

School District

Melissa ISD

Listing ID

21327930

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Carpet,Ceramic Tile,Wood
Other:
  • Additional:Cable TV Available, Decorative Lighting, Double Vanity, Eat-in Kitchen, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Master on Main

Exterior Features

Lot:Acreage,Less Than .5 Acre (not Zero)
Roof:Composition,Shingle
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Private Yard
Parking Features:Covered,Driveway,Garage Door Opener,Garage Faces Front,Garage Single Door
Principal Interest
$1,647
Taxes
$544
HOA
$196

Home Price

$320,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,647.50

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,647.50 $544.25 $196.00 $2,387.75
Yearly $19,769.99 $6,531.00 $2,352.00 $28,652.99
Total $593,099.63 $195,930.00 $70,560.00 $859,589.63

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Melissa, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems