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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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364 Private Road 6602 , Mineola, TX 75773
$630,000
Est. Payment: $3,243.51/mo
4 Bed
3 Bath
2428 Sqft
Status: active | Days on site: 159
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Tucked away on a private, stocked lake, this rare country cottage offers the kind of peaceful waterfront living that’s getting harder and harder to find. Bass, catfish, and crappie fill the water, and your days can be spent fishing from the brand-new 40-foot pier with a 10x12 landing, completed in January 2026. The setting is truly serene—watch otters, ducks, herons, and even pelicans drift across the water, all while enjoying unforgettable sunset views over the lake. Inside, the home offers 4 bedrooms and 3 full baths with a flexible, well-designed layout. The primary suite is located on the main level and features a beautifully updated en-suite bath added in 2024. A second private suite upstairs provides excellent space for guests or multigenerational living. Two additional bedrooms are located downstairs, one currently used as a home office. Designed for both comfort and entertaining, the home features a spacious sunken living room with a brick fireplace and a large dining area positioned to take in sweeping lake views—perfect for hosting family and friends in every season. Outdoor living is just as impressive, with two back decks including a large partially covered deck with a screened-in sitting area ideal for year-round enjoyment. The 1.2-acre property transforms in spring and summer into a lush, manicured, park-like setting that feels almost like a private golf course. Additional features include an oversized attached garage and a 10x20 lofted storage building with double doors, windows overlooking the lake, and excellent potential as a workshop, studio, or hobby space. Conveniently located just 10 minutes to Mineola or Quitman, 20 minutes to Lindale, and about 35 minutes to Tyler, this property offers the perfect balance of privacy and accessibility. A peaceful lakefront retreat with space, updates, and unmatched views—this one is truly special.

Highlights

Listed by Mckenna Warnick , Coldwell Banker Apex, REALTORS , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.2

HOA Fee

350 Annually

Year Built

1987

County

Wood

Neighborhood

Sundowner

School District

Quitman ISD

Listing ID

21211854

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
Other:
  • Additional:Multiple Staircases, Second Primary Bedroom, ADU, Master on Main

Exterior Features

Lot:1 to < 3 Acres,Dock – Uncovered
Roof:Composition
Parking Features:Direct Access
Principal Interest
$3,244
Taxes
$454
HOA
$350

Home Price

$630,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$126,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,243.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,243.51 $454.17 $350.00 $4,047.68
Yearly $38,922.16 $5,450.00 $4,200.00 $48,572.16
Total $1,167,664.90 $163,500.00 $126,000.00 $1,457,164.90

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mineola, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems