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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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109 Baker St , Mount Vernon, TX 75457
$294,000
Est. Payment: $1,513.64/mo
3 Bed
3 Bath
1988 Sqft
Status: active | Days on site: 116
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Move-In Ready Living Without the Work — Newer Construction in Mount Vernon If you’ve been looking at homes and keep running into properties that need updating, repairs, or constant maintenance — this one offers a different experience. This 3-bedroom, 3-bath home was built with modern living in mind, giving you the benefit of newer construction without the wait or uncertainty of building. From the moment you walk in, you’ll notice the clean, open feel created by tall ceilings, natural light, and a layout that actually works for everyday life. Designed for comfort and efficiency, the home features full spray foam insulation, helping keep energy costs down while maintaining a comfortable indoor environment year-round. The kitchen and living areas flow naturally together, making it easy to relax, host, or simply enjoy the space without feeling closed in. Step outside to a fully fenced backyard — perfect for pets, outdoor time, or low-maintenance living. Tucked away on a quiet street, you get a sense of privacy while still being just minutes from downtown Mount Vernon. For buyers who want something that’s clean, functional, and ready to go without the projects — this home is worth a closer look.

Highlights

Listed by Steven Andrews , Texas Premier Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.19

Year Built

2022

County

Franklin (TX)

Neighborhood

Sherlock Homes

School District

Mount Vernon ISD

Listing ID

21248385

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Range, Microwave
Air Cond:Central Air
Fireplaces:
Floor:Ceramic Tile
Other:
  • Additional:Cable TV Available, Double Vanity, Granite Counters, Open Floorplan, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Roof:Asphalt
Parking Features:Concrete,Driveway
Principal Interest
$1,514
Taxes
$450

Home Price

$294,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$58,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,513.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,513.64 $450.33 $0.00 $1,963.97
Yearly $18,163.68 $5,404.00 $0.00 $23,567.68
Total $544,910.28 $162,120.00 $0.00 $707,030.28

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mount Vernon, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems