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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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146 Trappers Trl , Mount Vernon, TX 75457
$529,000
Est. Payment: $2,723.52/mo
2 Bed
2 Bath
1053 Sqft
Status: active | Days on site: 105
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to your own private retreat on the breathtaking shores of Lake Cypress Springs! Perfectly placed beneath a canopy of mature trees, this charming cedar waterfront cabin offers a blend of peaceful lake living, modern updates, and future investment potential. Situated on 1.026 beautifully wooded acres with 153 feet of retaining wall, the property includes TWO waterfront lots! ONE featuring the cabin and the SECOND remaining vacant, offering the opportunity to build, expand, or hold as an investment. Thoughtfully updated and designed for relaxing weekends or full-time lake enjoyment, the cabin features engineered hardwood flooring throughout, updated cabinetry in the kitchen with soft-close doors, granite countertops, stainless steel appliances, and tile backsplash. The inviting living area showcases vaulted ceilings and a stunning stone fireplace with an electric fireplace log set, creating a cozy lakeside atmosphere year-round. The floor to ceiling windows in the dining area fills the home with natural light while providing gorgeous views of the surrounding trees and waterfront setting. The primary suite offers a walk-in closet and beautifully updated walk-in tile shower. Outdoor living is where this property truly shines. The expanded open deck creates the ideal space for entertaining, dining, or simply unwinding after a day on the water. Newly added storage space and a roof less than 5 years old are added bonuses of this property. Enjoy evenings around the fire pit, friendly games at the horseshoe area, and an easy stroll down the cascading steps leading to the boathouse. Located inside the gated community of Tall Tree, property owners enjoy access to community amenities including a swimming pool, tennis and basketball courts, and clubhouse. Offered almost completely furnished, this turnkey lake retreat is ready for immediate enjoyment. Experience the peaceful beauty, privacy, and charm of lake living at 146 Trappers Trail.

Highlights

Listed by Carmen Elder , TruHome Real Estate , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.05

HOA Fee

750 Annually

Year Built

1992

County

Franklin (TX)

Neighborhood

Tall Tree

School District

Mount Vernon ISD

Listing ID

21262527

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Decorative,Stone
Floor:Vinyl,Wood
Other:
  • Additional:Decorative Lighting, Eat-in Kitchen, Granite Counters, High Speed Internet Available, Loft, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)

Exterior Features

Lot:Acreage,Cleared,Interior Lot,Leasehold,Lrg. Backyard Grass,Many Trees,Waterfront,1 to < 3 Acres,Canal (Man Made),Dock – Covered,Personal Watercraft Lift,Retaining Wall – Wood
Roof:Composition,Metal
Others:
  • Additional:Boat Slip, Storage, Preowned
Parking Features:Gravel
Principal Interest
$2,724
Taxes
$507
HOA
$750

Home Price

$529,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$105,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,723.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,723.52 $507.25 $750.00 $3,980.77
Yearly $32,682.26 $6,087.00 $9,000.00 $47,769.26
Total $980,467.82 $182,610.00 $270,000.00 $1,433,077.82

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mount Vernon, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems