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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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400 Windy Point Dr , Mount Vernon, TX 75457
$1,425,000
Est. Payment: $7,336.52/mo
3 Bed
2.5 Bath
1300 Sqft
Status: active | Days on site: 47
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

A truly once-in-a-lifetime opportunity awaits on Lake Cypress Springs. Properties like this are incredibly rare. Welcome to 400Windy Point Dr in the highly sought-after Tall Tree subdivision, located on one of the most prestigious streets on the entire lake, where many surrounding homes are valued in the millions. This exceptional offering includes two waterfront lots, one improved with an existing lake home and the other vacant and ready for your dream build. As an added bonus, an additional interior lot directly across the street is included, ready for a septic or ideal for a guest cottage. The possibilities are endless.Enjoy the property exactly as it is, build your dream home on the vacant waterfront lot while using the existing home as aguest house, or create an extraordinary estate spanning both waterfront lots. The seller has already had plans drawn for a custom home exceeding 4,000 square feet on the vacant lot, providing an incredible head start for your vision. Together, the waterfront lots offer more than 140 feet of retained shoreline, a two-stall boathouse with storage, and some of the most breathtaking open-water views. The existing home offers 2 bed and 1.5 bath, while the detached garage includes a private guest bedroom and full bath, providing a total of 3 bedrooms and 2.5 bath Inside, you'll find an inviting open-concept floorplan with a spacious living area and a kitchen overlooking the lake, complete with stainless steel appliances, abundant cabinetry, and beautiful water views. The home is being offered fully furnished, with only a few exclusions, making it ready to enjoy from day one. Tall Tree is a premier gated community, offering outstanding amenities including a community pool, sports courts, clubhouse, boat ramps, and more. Rarely does an opportunity arise to own multiple waterfront lots in one of the lake's most coveted locations. The perfect property for a family retreat, an investment, or the perfect site to build a legacy estate

Highlights

Listed by Nicole Anderson , Anderson Elite Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.46

HOA Fee

1512 Annually

Year Built

1987

County

Franklin (TX)

Neighborhood

Tall Tree

School District

Mount Vernon ISD

Listing ID

21324647

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator
Air Cond:Electric
Fireplaces:Wood Burning
Floor:Tile
Other:
  • Additional:High Speed Internet Available, In-Law Suite Floorplan, Open Floorplan, Master on Main

Exterior Features

Lot:Leasehold,1 to < 3 Acres,Lake Front – Main Body,Retaining Wall – Other
Roof:Composition
Parking Features:Circular Driveway,Garage
Principal Interest
$7,337
Taxes
$754
HOA
$1,512

Home Price

$1,425,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$285,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,336.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,336.52 $754.08 $1,512.00 $9,602.60
Yearly $88,038.23 $9,049.00 $18,144.00 $115,231.23
Total $2,641,146.79 $271,470.00 $544,320.00 $3,456,936.79

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mount Vernon, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems