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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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518 Whispering Pine Trl , Mount Vernon, TX 75494
$1,899,000
Est. Payment: $9,776.88/mo
4 Bed
3.5 Bath
3336 Sqft
Status: active | Days on site: 157
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Fabulous waterfront home on beautiful Lake Cypress Springs, located in the desirable Tall Tree community. This spacious lake home features 4 bedrooms and 3 and half baths with an inviting open floor plan designed for comfortable living and entertaining. The family room showcases vaulted ceilings, a stone wood burning fireplace, and a wall of windows providing amazing views of the lake. The fully equipped kitchen offers granite countertops, stainless appliances, a breakfast bar, and a walk in pantry. A convenient mud room, laundry room, and work office station with lake views add everyday functionality. The split primary suite features double sinks, a jetted tub, and a walk-in closet, while two guest bedrooms are located downstairs for easy access. The floored oversized garage game room with HVAC splitter offers flexible space and also enjoys a nice view of the lake. Flooring includes a combination of laminate and carpet throughout the home. Upstairs, a dormitory style bunk room provides plenty of sleeping space with three sets of bunk beds and a media projector, perfect for guests and family gatherings. Outdoor living is exceptional with a lakeside covered deck with shades, ideal for relaxing and entertaining. The property also includes a single slip boathouse with a jet ski lift, offering convenient access to the lake. Residents of Tall Tree enjoy excellent community amenities including a swimming pool, tennis courts or pickleball, boat ramp, clubhouse, and playground, making this a wonderful opportunity to enjoy the best of East Texas lake living. Garage is finished as to be also could be used as a bedroom, or game room with special flooring. Garage folding doors open out to lakeside patio.Home will accommodate several families. This home is move-in ready as most all furnishings convey.

Highlights

Listed by Pamela Swanner , Coldwell Banker Lakehaven, REA , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.59

HOA Fee

324 Semi-Annual

Year Built

2016

County

Franklin (TX)

Neighborhood

Tall Tree

School District

Mount Vernon ISD

Listing ID

21213975

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Wood Burning
Floor:Carpet,Laminate
Other:
  • Additional:Granite Counters, High Speed Internet Available, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Master on Main

Exterior Features

Lot:.5 to < 1 Acre,Lake Front,Leasehold,Personal Watercraft Lift
Roof:Composition
Parking Features:Additional Parking,Garage Door Opener,Garage Faces Front,Heated Garage,Oversized
Principal Interest
$9,777
Taxes
$1,211
HOA
$324

Home Price

$1,899,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$379,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,776.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,776.88 $1,210.61 $324.00 $11,311.49
Yearly $117,322.52 $14,527.35 $3,888.00 $135,737.87
Total $3,519,675.61 $435,820.50 $116,640.00 $4,072,136.11

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mount Vernon, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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