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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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540 Winnetka Dr , Oak Point, TX 75068
$384,500
Est. Payment: $1,979.57/mo
3 Bed
2 Bath
2074 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

**3.49% ASSUMABLE MORTGAGE AVAILABLE FOR QUALIFIED BUYERS!** Welcome to 540 Winnetka, a beautifully maintained, single-owner home situated on an oversized lot in the highly desirable Woodridge Estates community. From the moment you step inside, you will love the open-concept design built for everyday living and effortless entertaining. **HOME HIGHLIGHTS:** **Dedicated Study:** Private home office or playroom with elegant French doors off the entry foyer. **Gourmet Kitchen:** Features a massive island, breakfast nook, stainless steel appliances, and a walk-in pantry. **Great Room:** Bright living room with soaring vaulted ceilings and a cozy built-in fireplace. **Split Layout:** Private primary suite features an ensuite bath with a garden tub, separate shower, and large walk-in closet. Two additional bedrooms share a full bath on the opposite wing. **Outdoor Oasis:** Massive fenced backyard on an oversized lot with plenty of room to play, garden, or build a pool. **Bonus Perks:** 2024 new roof, dedicated formal dining room, and quick access to major highways, shopping, and Lake Lewisville recreation. ** New Appliances & Mechanics: ** Brand New Dishwasher, New AC Motor, and New Disposal! **FINANCIAL INCENTIVES:** **3.49% Assumable Mortgage:** Lock in a payment hundreds of dollars lower than current market rates! * **$8,000 Lender Incentive:** Don't want to assume? Get up to $8,000 toward your closing costs or a rate buy-down (buyer is not required to use the preferred lender). **Possible 100% USDA Financing:** This home may also qualify for a USDA loan option; buyer to verify eligibility. **MOVE-IN READY, SINGLE-OWNER, AND UNBEATABLE FINANCING -- THIS IS THE ONE!** Contact the listing agent today for full loan assumption requirements and details.

Highlights

Listed by Stephanie Hungerford , Monument Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

405 Annually

Year Built

2017

County

Denton

Neighborhood

Woodridge Estates Ph Four

School District

Little Elm ISD

Listing ID

21350453

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Electric
Floor:Carpet,Ceramic Tile
Other:
  • Additional:Cable TV Available, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Wired for Data, Master on Main

Exterior Features

Lot:Interior Lot,Landscaped,Lrg. Backyard Grass,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Preowned
Parking Features:Additional Parking,Concrete,Driveway,Garage,Garage Faces Front,Garage Single Door,Inside Entrance,Lighted,Side By Side
Principal Interest
$1,980
Taxes
$848
HOA
$405

Home Price

$384,500

Loan Details

30 yrs
6.674%

Down Payment

20%
$76,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,979.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,979.57 $847.67 $405.00 $3,232.24
Yearly $23,754.88 $10,172.00 $4,860.00 $38,786.88
Total $712,646.27 $305,160.00 $145,800.00 $1,163,606.27

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Oak Point, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems