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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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128 Armada Loop , Payne Springs, TX 75156
$550,000
Est. Payment: $2,831.64/mo
4 Bed
2.5 Bath
1941 Sqft
Status: active | Days on site: 318
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

WELCOME TO LAKESIDE LIVING AT CEDAR CREEK LAKE! This FURNISHED lakeside retreat underwent a COMPLETE remodel in 2024. A remodel permit was obtained with the city. This home sits on one-half acre (2 lots) on a quiet, tree-lined street with channel views. The exterior of the home invites you into a warm and inviting, light-filled, open spaced interior. The kitchen offers white shaker cabinets and quartz countertops with generous counterspace and cabinetry. The primary suite is on the main level with 2 large bedrooms and full bath on the 2nd floor. The oversized garage was converted to add an additional bedroom or flex space. The exterior offers 2 separate patios, a firepit and a covered boat dock. This is a backyard with relaxation, entertainment and enjoyment in mind. The shed was installed in 2024, sits on a concrete slab and has electricity. The Del Mar boat ramp is very close to the home. Location is standout - convenient access to lakeside recreation and boating, local shops and dining, and 1 hour east of DFW. Mabank ISD serves the area. Low HOA fees. This is an amazing opportunity for those wanting to create their dream home on the lake, weekenders or investors. Short term rental friendly.

Highlights

Listed by Tana Glenn , Fathom Realty LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.58

HOA Fee

27 Annually

Year Built

2000

County

Henderson

Neighborhood

Del Mar Sub

School District

Mabank ISD

Listing ID

21082157

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Electric,Living Room
Floor:Carpet,Luxury Vinyl Plank
Other:
  • Additional:Flat Screen Wiring, Granite Counters, High Speed Internet Available, Master on Main

Exterior Features

Lot:Few Trees,Interior Lot,Lrg. Backyard Grass,Subdivision,Waterfront,.5 to < 1 Acre,Canal (Man Made),Dock – Covered,Lake Front,Retaining Wall – Concrete
Lot Dimensions:100X242
Roof:Composition
Others:
  • Additional:Boat Slip, Covered Deck, Covered Patio/Porch, Fire Pit, Rain Gutters, Preowned
Parking Features:Concrete,Gravel,No Garage
Principal Interest
$2,832
Taxes
$495
HOA
$27

Home Price

$550,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,831.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,831.64 $495.17 $27.00 $3,353.81
Yearly $33,979.67 $5,942.00 $324.00 $40,245.67
Total $1,019,389.99 $178,260.00 $9,720.00 $1,207,369.99

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Payne Springs, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems