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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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250 Whispering Oaks Trl , Payne Springs, TX 75156
$749,900
Est. Payment: $3,860.81/mo
3 Bed
2 Bath
1189 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Wake up to deep water, wide-open views, and the rare bonus of two waterfront lots. This property is located on over 150 feet of deep water centrally located on Cedar Creek Reservoir. Room for the RV, room for the boats, and nearly half an acre on the lake. There are two boat houses that have been redone that include lifts that will accommodate 2 boats and 2 jet skis, a large back deck perfect for gatherings, a covered patio near the water ideal for crawfish boils and fish frys, a gazebo near the water with electricity and three outbuildings providing lots of storage for a variety of needs. Additional features include two driveways, fenced yard, patio wired for a hot tub, and new HVAC. The home is 3 bedrooms, 2 baths, with an open floor plan. Each room has been remodeled. The kitchen has beautiful concrete countertops, plenty of cabinets, kitchen island, gas cooktop, double oven and new dishwasher. The living area has wood floors, a beautiful pine ceiling and opens to a large enclosed back patio with cedar walls and ceiling looking out on the beautiful open water and has great sunset views. It is conveniently located near Gun Barrel City amenities and has a neighborhood boat ramp close by. This property is ready and waiting for the perfect full-time resident or weekender looking to have a great place to escape and relax. The second lot has its own address and would be great for a guest house, workshop or RV storage as permitted by deed restrictions.

Highlights

Listed by Debbie French , and Tammy Clemmons , Ebby Halliday Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.46

Year Built

1990

County

Henderson

Neighborhood

Southwood Shores

School District

Mabank ISD

Listing ID

21349952

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Water Heater, Gas Cooktop, Convection Oven, Double Oven
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Combination,Tile,Vinyl,Wood
Other:
  • Additional:Decorative Lighting, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Master on Main

Exterior Features

Lot:Irregular Lot,Water/Lake View,Waterfront,Less Than .5 Acre (not Zero),Dock – Covered,Lake Front – Main Body,Retaining Wall – Steel
Lot Dimensions:96X153X160X163
Roof:Composition
Others:
  • Additional:Preowned
Parking Features:Additional Parking,Concrete,Driveway,No Garage
Principal Interest
$3,861
Taxes
$409

Home Price

$749,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$149,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,860.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,860.81 $408.75 $0.00 $4,269.56
Yearly $46,329.73 $4,905.00 $0.00 $51,234.73
Total $1,389,891.91 $147,150.00 $0.00 $1,537,041.91

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Payne Springs, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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