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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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Lot 79 Whispering Oaks , Payne Springs, TX 75156
$34,000
Est. Payment: $175.05/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Cleared, Tree-Covered Lot Near Cedar Creek Lake – Ready for Your Dream Home! Build Your Lake Getaway Near Cedar Creek Lake! Discover the perfect place to build your dream home, weekend retreat, or investment property on Lot 79 Whispering Oaks Trail in Payne Springs. Nestled beneath a canopy of mature hardwood trees, this homesite offers a beautiful blend of shade, privacy, and natural Texas beauty. Recently cleared, the lot provides an excellent head start while preserving the character of the towering trees that make this property so inviting. Located in an established lakeside community, you'll enjoy convenient access to Cedar Creek Lake, making boating, fishing, and waterfront recreation just minutes away. Whether you're looking for a peaceful full-time residence or a relaxing weekend escape from the city, this property offers the ideal setting. Near local restaurants, shopping, and the lake, you'll experience the best of East Texas lake living. Mabank Schools and lots of nearby activities will take care of any kiddos too! No Mobile Homes.

Highlights

Listed by Shannda Langston , Bradford Elite Real Estate LLC , North Texas Real Estate Information Systems

Property Type

Vacant Land

Lot/Acreage
0.26

HOA Fee

100 Annually

County

Henderson

Neighborhood

Southwood Shores

School District

Mabank ISD

Listing ID

21332103

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Interior Lot,Many Trees,Less Than .5 Acre (not Zero)
Zoning:Residential
Principal Interest
$175
Taxes
$22
HOA
$100

Home Price

$34,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$6,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$175.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $175.05 $21.67 $100.00 $296.71
Yearly $2,100.56 $260.00 $1,200.00 $3,560.56
Total $63,016.84 $7,800.00 $36,000.00 $106,816.84

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Payne Springs, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems