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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1404 Cumberland Trl , Plano, TX 75023
$399,000
Est. Payment: $2,054.23/mo
3 Bed
2 Bath
1514 Sqft
Status: active | Days on site: 31
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Totally updated and move-in ready, this light, bright, and open 3-bedroom home sits on an oversized .24-acre pie-shaped lot in highly sought-after Plano ISD. Offering exceptional curb appeal and a rear-entry driveway with a 2-car garage plus additional RV or boat parking, this home combines style, comfort, and functionality. Step inside to a carpet-free interior featuring luxury vinyl plank flooring throughout with tile in the wet areas. The spacious living room is anchored by a decorative gas fireplace and a wall of windows that fills the home with natural light while overlooking a large grassy yard and patio create the perfect setting for entertaining family and friends. The beautifully updated kitchen is designed to impress with stainless steel appliances, a center island, breakfast bar, and an enormous designer pantry that every home chef will appreciate with lots of cabinet or storage space. Decorative dining lighting creates an elegant space for everyday meals and special occasions. The split-bedroom floor plan provides privacy, while the spacious primary suite serves as a relaxing retreat. The stunning, fully remodeled primary bath features dual vanities, a custom makeup station with abundant drawers and cabinetry, a special lighted mirror, a gorgeous walk-in shower, and two walk-in closets offering exceptional storage. Major updates completed in 2024 include the HVAC system, energy-efficient vinyl windows, additional insulation, new interior paint, electrical panel box and a complete primary bathroom remodel, providing peace of mind for years to come. This beautifully updated home offers the perfect blend of modern finishes, thoughtful design, and an unbeatable location close to shopping, dining, parks, and highly rated Plano ISD schools. Solar panels will be paid off at closing. Buyer will benefit with lower electric costs

Highlights

Listed by Caryn Kelley , and Kim Cunningham , Ebby Halliday, REALTORS , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.24

Year Built

1985

County

Collin

Neighborhood

Russell Creek Ph I

School District

Plano ISD

Listing ID

21340228

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal
Air Cond:Ceiling Fan(s),Central Air,Electric,Roof Turbine(s)
Fireplaces:Brick,Decorative,Family Room,Gas,Gas Logs
Other:
  • Additional:Cable TV Available, Decorative Lighting, Eat-in Kitchen, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Master on Main

Exterior Features

Lot:Interior Lot,Landscaped,Lrg. Backyard Grass,Many Trees,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Rain Gutters, RV/Boat Parking, Preowned
Parking Features:Additional Parking,Boat,Garage,Garage Door Opener,Garage Double Door,Oversized,Paver Block,Private,RV Access/Parking
Principal Interest
$2,054
Taxes
$513

Home Price

$399,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,054.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,054.23 $512.83 $0.00 $2,567.06
Yearly $24,650.70 $6,154.00 $0.00 $30,804.70
Total $739,521.10 $184,620.00 $0.00 $924,141.10

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Plano, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems