Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

Agent profile image in message

405 Spur Ridge , Princeton, TX 75407
$310,000
Est. Payment: $1,596.01/mo
4 Bed
2 Bath
1664 Sqft
Status: active | Days on site: 95
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

ASSUMABLE 4.25% FHA LOAN for qualified buyers, or take advantage of Texas Bank & Trust; ZERO down, NO PMI financing program. Even better, projected 2026 property taxes are under $5,000! Why buy a similarly priced new construction home on a 40-foot lot when you can own this upgraded, move-in-ready home on a spacious 50-foot lot—with no construction delays and no waiting? This home is packed with valuable upgrades, including a whole-home generator, smart home security system, new front entry door, added ceiling fans, screened-in patio, and storm doors. These thoughtful enhancements provide comfort, convenience, energy efficiency, and peace of mind from day one. Proudly owner-occupied and meticulously maintained, this beautiful 4-bedroom, 2-bath home offers 1,664 square feet of thoughtfully designed living space. The open-concept floor plan is perfect for entertaining. Generous bedroom size is perfect housing guests. A walk-in laundry room that includes the washer and dryer also offers extra space for a second refrigerator or additional storage. Skip the builders upgrade costs and move right into a home where the important improvements have already been completed. This turnkey property delivers exceptional value, a larger homesite, and upgrades that truly make a difference. Don't miss your opportunity to make it yours!

Highlights

Listed by Daniel Podina , Paragon, REALTORS , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

620 Annually

Year Built

2022

County

Collin

Neighborhood

Winchester Crossing Ph 3

School District

Princeton ISD

Listing ID

21275537

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Gas Oven, Microwave
Air Cond:Ceiling Fan(s),Central Air,Gas
Fireplaces:
Floor:Carpet,Engineered Wood
Other:
  • Additional:Granite Counters, Kitchen Island, Pantry, Smart Home System, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Interior Lot,Less Than .5 Acre (not Zero)
Others:
  • Additional:Preowned
Parking Features:Driveway
Principal Interest
$1,596
Taxes
$412
HOA
$620

Home Price

$310,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$62,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,596.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,596.01 $412.17 $620.00 $2,628.18
Yearly $19,152.18 $4,946.00 $7,440.00 $31,538.18
Total $574,565.27 $148,380.00 $223,200.00 $946,145.27

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Princeton, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems