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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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2044 Montgomery Ln , Prosper, TX 75078
$615,000
Est. Payment: $3,166.29/mo
4 Bed
3 Bath
2600 Sqft
Status: active | Days on site: 65
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Why wait to build when this stunning 2025 home is move-in ready and loaded with upgrades throughout? From the moment you step inside, the quality and thoughtful design of this nearly new Prosper home will impress. With 4 bedrooms, 3 full bathrooms, a dedicated study, and 2,600 square feet of beautifully finished living space, there is room for everyone and everything. The heart of the home is the showstopper gourmet kitchen, featuring rich dark espresso cabinetry with crown molding detail, gorgeous granite countertops, a large center island with bar seating, stainless steel appliances including a gas cooktop, built-in microwave, wall oven, French door refrigerator, and tile backsplash. The kitchen flows seamlessly into the open-concept dining and living areas — perfect for everyday living and entertaining alike. The private study with elegant French doors is ideal for working from home or a quiet retreat. The spacious primary suite features a tray ceiling with ceiling fan and en-suite bath with a dual-sink vanity, marble-look countertops, oversized walk-in shower with floor-to-ceiling tile surround, and custom cabinetry. The utility room is conveniently located just off the kitchen and includes built-in shelving and a hanging rod for added functionality. Additional features include tile flooring in main living areas, plush carpet in bedrooms, abundant natural light throughout, and all the finishes and warranties that come with a 2025 new build — without the wait.

Highlights

Listed by Kathi Stefanu , Keller Williams Prosper Celina , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

125 Monthly

Year Built

2025

County

Collin

Neighborhood

Light Farms Laurel Neighborhood

School District

Prosper ISD

Listing ID

21301418

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Gas Cooktop, Microwave, Plumbed For Gas in Kitchen, Refrigerator, Tankless Water Heater, Washer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Carpet,Tile
Other:
  • Additional:Cable TV Available, Decorative Lighting, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Few Trees,Interior Lot,Landscaped,Sprinkler System,Subdivision,Zero Lot Line,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Private Yard, Preowned
Parking Features:Covered,Driveway,Enclosed,Epoxy Flooring,Garage,Garage Door Opener,Garage Double Door,Garage Faces Front,Private
Principal Interest
$3,166
Taxes
$392
HOA
$125

Home Price

$615,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$123,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,166.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,166.29 $392.06 $125.00 $3,683.35
Yearly $37,995.45 $4,704.75 $1,500.00 $44,200.20
Total $1,139,863.35 $141,142.50 $45,000.00 $1,326,005.85

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Prosper, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems