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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1132 Mill Springs , Richardson, TX 75080
$774,900
Est. Payment: $3,989.52/mo
4 Bed
2.5 Bath
3150 Sqft
Status: active | Days on site: 171
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Situated in the desirable Cotton Creek Estates and served by highly regarded Plano ISD, this beautifully designed 4-bedroom, 2.5 bathroom residence offers 3,150 square feet of versatile living space filled with natural light. Conveniently located near US-75, the George Bush Turnpike, and the University of Texas at Dallas, the home provides both comfort and exceptional accessibility. Inside, rich wood flooring flows through the main living areas, complemented by soaring ceilings, skylights, and expansive windows that bring in abundant natural light. The flexible floor plan features three spacious living areas and two dining areas, creating ideal spaces for both everyday living and entertaining. The primary suite is privately located on the first floor and features dual sinks, a garden tub, separate shower, separate vanities, and a walk-in closet. Upstairs you’ll find three additional bedrooms connected by a Jack-and-Jill bath with separate tub and shower, offering functionality and privacy. One bedroom includes a built-in desk, while another offers an additional study or flex space, perfect for work, hobbies, or reading. At the heart of the home, the kitchen features a center island, built-in microwave, eat-in breakfast and dining area, and two pantries, providing both convenience and abundant storage. Three felxiable living area that easily accommodate modern living with a charming reading loft with built-in bookcases overlooks the living area, creating a warm and inviting retreat. Large laundry room with extra sink and plenty of cabinents. Step outside to enjoy the covered patio and private backyard oasis, complete with a gunite pool, spa, and diving board—perfect for relaxing or entertaining during warm Texas evenings.

Highlights

Listed by James Palin , United Real Estate , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

35 Annually

Year Built

1975

County

Collin

Neighborhood

Cottonwood Creek Estates #2 & #3

School District

Plano ISD

Listing ID

21199732

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Brick,Gas,Gas Starter,Living Room,Wood Burning
Floor:Carpet,Ceramic Tile,Wood
Other:
  • Additional:Built-in Features, Cable TV Available, Cathedral Ceiling(s), Chandelier, Decorative Lighting, Double Vanity, Eat-in Kitchen, High Speed Internet Available, Kitchen Island, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Few Trees,Landscaped,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Preowned
Parking Features:Alley Access,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Rear,Garage Single Door,Inside Entrance
Principal Interest
$3,990
Taxes
$1,123
HOA
$35

Home Price

$774,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$154,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,989.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,989.52 $1,122.50 $35.00 $5,147.02
Yearly $47,874.26 $13,470.00 $420.00 $61,764.26
Total $1,436,227.82 $404,100.00 $12,600.00 $1,852,927.82

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Richardson, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems