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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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871 High Cotton Ln , Rockwall, TX 75087
$449,900
Est. Payment: $2,316.28/mo
4 Bed
2.5 Bath
3050 Sqft
Status: active | Days on site: 63
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to 871 High Cotton Lane in the sought-after Caruth Lakes community of Rockwall — a beautifully remodeled home that feels practically brand new. From the moment you walk in, you’ll notice the fresh updates throughout, including all new fixtures, carpet, flooring, tile, and paint, creating a clean, modern feel in every room. The home also features a brand new AC, new windows and a newer roof for added peace of mind. Designed with families in mind, this spacious home offers 4 bedrooms, 2.5 baths, a dedicated office, and a media room with plenty of flexible space for work, play, and everyday living. Natural light fills the home, while the thoughtful layout provides both comfort and functionality. Step outside to enjoy the lovely shaded backyard — perfect for relaxing evenings, kids, pets, or entertaining guests. Located just minutes from Harry Myers Park, the YMCA, and vibrant downtown Rockwall, this home offers easy access to parks, trails, shopping, dining, and year-round community events while being tucked inside one of Rockwall’s most established neighborhoods. It’s the perfect combination of updated living, functional space, and an unbeatable location. Shed in backyard conveys.

Highlights

Listed by Amanda Mccoy , and Matthew McCoy , Paragon, REALTORS , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

289 Semi-Annual

Year Built

2002

County

Rockwall

Neighborhood

Caruth Lakes Ph 5

School District

Rockwall ISD

Listing ID

21302070

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Gas in Kitchen
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Other:
  • Additional:Cable TV Available, Chandelier, Decorative Lighting, Double Vanity, Eat-in Kitchen, High Speed Internet Available, Kitchen Island, Pantry, Sound System Wiring, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Few Trees,Irregular Lot,Landscaped,Lrg. Backyard Grass,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Preowned
Parking Features:Concrete,Garage Door Opener,Garage Double Door,Garage Faces Front
Principal Interest
$2,316
Taxes
$578
HOA
$289

Home Price

$449,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,316.28

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,316.28 $578.08 $289.00 $3,183.36
Yearly $27,795.37 $6,937.00 $3,468.00 $38,200.37
Total $833,861.01 $208,110.00 $104,040.00 $1,146,011.01

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Rockwall, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems