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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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518 Winners Cir , Rowlett, TX 75088
$674,000
Est. Payment: $3,470.04/mo
3 Bed
3.5 Bath
2036 Sqft
Status: active | Days on site: 83
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Modern Lake-Area Living Near Lake Ray Hubbard - Live steps from the shoreline in this 2022 K. Hovnanian row home-style residence in Rowlett’s Sapphire Bay area. Designed for low-maintenance living with a modern, vacation-inspired feel, this home offers a refreshing alternative to a traditional suburban layout. Clean architectural lines, a gated front porch, expansive windows, and a three-level design create a distinctive first impression. Inside, wide-plank flooring, high ceilings, and abundant natural light give the home an open, airy feel throughout. The main living level is made for gathering, with a spacious family room, dining area, and designer kitchen all connected for easy everyday living and entertaining. The kitchen brings style and function together with rich cabinetry, quartz countertops, stainless steel appliances, gas cooking, double ovens, a large center island, and generous storage. Whether you’re hosting friends before a night out, enjoying a quiet dinner at home, or prepping snacks after a sunset walk by the lake, this space is designed to work beautifully. The owner’s retreat offers a peaceful escape with bright windows, generous proportions, a large walk-in closet, and a well-appointed bath with dual vanities and a spacious walk-in shower. Secondary bedroom suites offer flexibility for guests, work-from-home needs, or extended stays, with comfortable layouts and modern finishes. The location is the lifestyle. Enjoy evening walks along the Lake Ray Hubbard shoreline, take in unforgettable sunsets over the water, explore nearby trails, rent a boat for the day at Sapphire Bay Marina, or fish from the shore. You’ll have quick access to I-30 for an easy connection to Dallas, Rockwall, dining, shopping, and recreation. If you’ve been looking for modern construction, lock-and-leave convenience, and a lake-area lifestyle without the upkeep of a traditional yard, this home deserves a closer look. Schedule your private showing today.

Highlights

Listed by Cindy Dunnican , and Cory Dunnican , Coldwell Banker Apex, REALTORS , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.05

HOA Fee

2413 Annually

Year Built

2022

County

Dallas

Neighborhood

Sapphire Bay

School District

Garland ISD

Listing ID

21278099

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Double Oven, Plumbed For Gas in Kitchen, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Ceramic Tile,Luxury Vinyl Plank
Other:
  • Additional:Built-in Features, Cable TV Available, Decorative Lighting, Double Vanity, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Smart Home System, Walk-In Closet(s)

Exterior Features

Lot:Interior Lot,No Backyard Grass,Sprinkler System,Less Than .5 Acre (not Zero)
Lot Dimensions:64x32
Roof:Composition
Others:
  • Additional:Courtyard, Covered Patio/Porch, Rain Gutters, Preowned
Parking Features:Alley Access,Garage Door Opener,Garage Double Door,Garage Faces Rear
Principal Interest
$3,470
Taxes
$1,707
HOA
$2,413

Home Price

$674,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$134,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,470.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,470.04 $1,706.67 $2,413.00 $7,589.71
Yearly $41,640.54 $20,480.00 $28,956.00 $91,076.54
Total $1,249,216.09 $614,400.00 $868,680.00 $2,732,296.09

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Rowlett, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems