ASSUMABLE LOAN AT 5.1% — a rate well below today's market, plus this home is practically brand new! Built in 2022, this magnificent, well-kept home in the desirable Creekside community of Royse City offers comfort, flexibility, and a layout that fits today's lifestyle. Laminate flooring flows throughout the main level, while the bedrooms feature soft carpeting for added comfort. The open-concept design connects the living area, dining space, and kitchen, where you'll find a center island, breakfast bar, and pantry — ideal for everyday living and entertaining. The primary suite is conveniently located on the main level, creating a private retreat with easy access. A spacious laundry room adds functionality, while a flexible bonus room on the main level offers space for a home office, gym, or playroom to suit your needs. Upstairs, a media room with recessed lighting provides the perfect setting for movie nights or a second living space. Outdoors, a fenced backyard with a patio creates an inviting space to relax or host gatherings. Residents of Creekside enjoy HOA amenities including a community pool, splash pad, playgrounds, walking trails, greenbelts, and scenic ponds, offering a well-rounded neighborhood lifestyle. Conveniently positioned with quick access to shopping, dining, and entertainment, this home is also close to local parks and schools within Royse City ISD. With easy access to major roadways, commuting to Rockwall, Greenville, and the greater Dallas area is simple while still enjoying a peaceful suburban setting. Discounted rate options and no lender fee future refinancing may be available for qualified buyers. Don't miss the rare opportunity to step into a below-market rate on a like-new home in Creekside — schedule your showing today!