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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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117 Cottage Ln , Royse City, TX 75189
$279,999
Est. Payment: $1,441.56/mo
4 Bed
2 Bath
1861 Sqft
Status: pending | Days on site: 67
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Seller's lender is offering a 1-0 buy down rate! USDA eligible to qualifying buyers! Adorable home that’s better than new! Featuring an open-concept floor-plan, offering 4 bedrooms and 2 full bathrooms, there’s plenty of space for everyone. The versatile fourth bedroom is ideal for a home office, playroom, or guest room. A large family room opens seamlessly to the kitchen and dining area, creating the perfect space for gathering with family and friends. The spacious primary suite is privately tucked away at the back of the home and features dual sinks, a large shower, and a walk-in closet. The heart of the home is the beautifully appointed kitchen, complete with a large island for additional seating, quartz countertops, subway tile backsplash, stainless steel appliances, abundant cabinetry, and a walk-in pantry. The adjacent dining area provides plenty of room for entertaining. Modern, stylish, and inviting, the home features upgraded luxury vinyl plank flooring throughout the living, kitchen, dining, and high-traffic areas. Numerous windows fill the home with natural light, creating a bright and airy atmosphere. The seller has thoughtfully enhanced the property with designer paint colors, updated kitchen and bath hardware, and decorative stone edging around the front flower beds. Step outside to enjoy the covered patio space and spacious backyard, offering added privacy and plenty of room for pets, play, & gardening. Community amenities include a resort-style pool, park, green spaces, and walking and jogging trails. Conveniently located near shopping, including Buc-ee’s, with easy access to Interstate 30. Rockwall and Greenville are both approximately 15 minutes away, providing endless shopping, dining, and entertainment options. Enjoy the charm of Historic Downtown Rockwall, just a short drive away. Located within Royse City ISD, W.R. (Bill) Fort Elementary School is just a short walk away and Royse City High School is conveniently nearby.

Highlights

Listed by Cne' Hemby , Monument Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

280 Semi-Annual

Year Built

2021

County

Rockwall

Neighborhood

Union Square

School District

Royse City ISD

Listing ID

21299399

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Microwave
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Luxury Vinyl Plank
Other:
  • Additional:Decorative Lighting, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Smart Home System, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Interior Lot,Landscaped,Lrg. Backyard Grass,Sprinkler System,Subdivision,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Preowned
Parking Features:Garage,Garage Door Opener,Garage Faces Front,Garage Single Door
Principal Interest
$1,442
Taxes
$533
HOA
$280

Home Price

$279,999

Loan Details

30 yrs
6.674%

Down Payment

20%
$56,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,441.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,441.56 $532.92 $280.00 $2,254.47
Yearly $17,298.68 $6,395.00 $3,360.00 $27,053.68
Total $518,960.32 $191,850.00 $100,800.00 $811,610.32

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Royse City, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems