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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1305 Koto Wood Dr , Royse City, TX 75189
$323,500
Est. Payment: $1,665.52/mo
4 Bed
2 Bath
2131 Sqft
Status: active | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

USDA ELIGIBLE – ZERO DOWN PAYMENT AVAILABLE FOR QUALIFIED BUYERS! Why wait on new construction, or pay extra for upgrades, when this beautifully maintained, 1 OWNER Megatel home is ready now? Thoughtfully designed with custom touches throughout, this 4-bedroom, 2-bath home also includes a flexible bonus room that can serve as a home office, playroom, workout space, or second living area. The open-concept layout is filled with features that often come at an additional cost in new construction, including wood flooring, crown molding, 5-inch baseboards, custom cabinetry, granite countertops, an oversized kitchen island, gas fireplace, tankless water heater, smart-home features, ENERGY STAR efficiency, and a drip irrigation system. The recently replaced outdoor HVAC unit adds even more value and peace of mind. Pride of ownership is evident throughout this move-in-ready home. It has been carefully maintained and offers the opportunity to enjoy the feel of a newer home without the construction delays, upgrade costs, or added expenses that can come with building. Located in the desirable Verandah community, residents enjoy access to a community pool, parks, walking trails, a soccer field, and a fishing lake. Convenient access to I-30 makes commuting to Rockwall, Greenville, shopping, dining, and surrounding areas easy. If you have been comparing resale homes with new construction, this one deserves a closer look. The upgrades are already included, the home is ready now, and all that is missing is its next owner.

Highlights

Listed by Christy Simington , and Jolie Cox , Ebby Halliday, REALTORS , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

570 Annually

Year Built

2014

County

Hunt

Neighborhood

Verandah Ph 2b

School District

Royse City ISD

Listing ID

21352924

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Microwave, Convection Oven, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Gas,Heatilator,Living Room
Floor:Carpet,Ceramic Tile,Engineered Wood
Other:
  • Additional:Chandelier, Decorative Lighting, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Smart Home System, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Few Trees,Landscaped,Sprinkler System,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Private Yard, Preowned
Parking Features:Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$1,666
Taxes
$625
HOA
$570

Home Price

$323,500

Loan Details

30 yrs
6.674%

Down Payment

20%
$64,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,665.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,665.52 $624.92 $570.00 $2,860.44
Yearly $19,986.22 $7,499.00 $6,840.00 $34,325.22
Total $599,586.66 $224,970.00 $205,200.00 $1,029,756.66

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Royse City, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-25T01:22:49.237Z

© 2026 North Texas Real Estate Information Systems