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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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4020 Grotto Dr , Royse City, TX 75189
$395,000
Est. Payment: $2,033.63/mo
4 Bed
2.5 Bath
2071 Sqft
Status: active | Days on site: 102
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Beautifully built by Highland Homes in 2023 (on a 50 ft lot) and located in the highly sought-after Waterscape community, this stunning 4-bedroom, 2.5-bath home offers the perfect blend of modern style, comfort, and functionality. From the moment you step inside, you’ll appreciate the open-concept layout, Luxury Vinyl Plank flooring throughout the main living areas, and thoughtfully designed spaces ideal for both everyday living and entertaining. The heart of the home is the gorgeous chef’s kitchen, featuring upgraded cabinetry, stylish backsplash, gas cooktop, oversized island with seating, and abundant counter and storage space. The spacious living room is warm and inviting with a cozy gas fireplace, while the generous dining area creates the perfect setting for family meals and gatherings. The private primary suite offers a relaxing retreat with a spa-like ensuite bathroom designed for comfort and relaxation. Three additional bedrooms provide plenty of flexibility for guests, family, or a home office. Cozy carpet in the bedrooms adds warmth and comfort throughout the private living spaces. Step outside to enjoy the private backyard complete with a fire pit — perfect for relaxing evenings, entertaining friends, or enjoying Texas sunsets year-round. Living in Waterscape means enjoying an incredible lifestyle with resort-style amenities including multiple pools, scenic ponds, hiking and biking trails, playgrounds, parks, clubhouse, fitness areas, dog parks, and community events throughout the year — all with convenient access to schools, shopping, dining, and nearby highways for an easy commute.

Highlights

Listed by Jorge Avila , Keller Williams Rockwall , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

355 Semi-Annual

Year Built

2023

County

Rockwall

Neighborhood

Waterscape Ph 3a

School District

Royse City ISD

Listing ID

21269963

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Gas in Kitchen, Vented Exhaust Fan, Other
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas Logs,Glass Doors
Floor:Carpet,Combination,Luxury Vinyl Plank
Other:
  • Additional:Cable TV Available, Double Vanity, Eat-in Kitchen, High Speed Internet Available, Kitchen Island, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Interior Lot,Landscaped,Lrg. Backyard Grass,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Fire Pit, Rain Gutters
Parking Features:Concrete,Driveway,Garage Door Opener,Garage Faces Front,Garage Single Door,Kitchen Level
Principal Interest
$2,034
Taxes
$678
HOA
$355

Home Price

$395,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,033.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,033.63 $678.00 $355.00 $3,066.63
Yearly $24,403.58 $8,136.00 $4,260.00 $36,799.58
Total $732,107.35 $244,080.00 $127,800.00 $1,103,987.35

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Royse City, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems