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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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400 S Broad St , Saint Jo, TX 76265
$197,000
Est. Payment: $1,014.24/mo
2 Bed
1 Bath
1412 Sqft
Status: active with contingency | Days on site: 44
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Step back in time with this historic Saint Jo home, perfectly situated on a beautiful corner lot just four blocks from the charming Saint Jo Town Square. Rich in character and timeless architectural details, this property offers an incredible opportunity to restore a true piece of local history while creating the home or business you've always envisioned. From the inviting rounded front porch to the original doors, windows, and trim, the home's historic craftsmanship shines throughout. Inside, you'll find soaring 11-foot, 6-inch ceilings, beautiful wood floors, and endless charm that simply can't be replicated. Three porches provide wonderful spaces to relax and enjoy the shade of the mature trees surrounding the property. Major improvements have already been completed, including a new roof installed in 2022 and a rebuilt foundation, giving the next owner an excellent head start on the renovation. The plumbing and electrical wiring have been removed, allowing you to customize every detail to suit your vision. Whether you're looking to create a distinctive residence, boutique, office, café, retail space, or another commercial venture, this property's flexible residential or commercial zoning offers exceptional possibilities. Located in the heart of historic Saint Jo, you'll enjoy the convenience of being just a short walk from the town square's shops, restaurants, wineries, and community events. Filled with charm, character, and unlimited potential, this is a rare opportunity to restore a historic home and make it uniquely your own. (This property does not have a historical designation).

Highlights

Listed by Denise Thurman , The Real Estate Station- Saint Jo , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.21

Year Built

1920

County

Montague

Neighborhood

Alexnder Kitchen Survey

School District

Saint Jo ISD

Listing ID

21328477

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Gas Range
Floor:Wood
Other:
  • Additional:Natural Woodwork, Master on Main

Exterior Features

Lot:Corner Lot,Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch
Parking Features:Driveway
Principal Interest
$1,014
Taxes
$146

Home Price

$197,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$39,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,014.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,014.24 $146.00 $0.00 $1,160.24
Yearly $12,170.90 $1,752.00 $0.00 $13,922.90
Total $365,126.96 $52,560.00 $0.00 $417,686.96

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Saint Jo, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems