Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

Agent profile image in message

1478 Charlya Dr , Scroggins, TX 75480
$2,259,500
Est. Payment: $11,632.89/mo
5 Bed
5.5 Bath
3937 Sqft
Status: active | Days on site: 123
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Perched on one of the most sought-after shorelines at Lake Cypress Springs this exceptional lake house captures panoramic, wide-open views of sparkling water from nearly every room and outdoor space. Recently refreshed with new landscaping, freshly painted interior & exterior, new decking, and a golf cart path, the property blends refined comfort with effortless lakefront living. Step inside to the main living area, where soaring vaulted ceilings, rich wood floors, and a striking wood-burning stone fireplace create a warm yet sophisticated setting. The open-concept kitchen is designed for both everyday living and entertaining, featuring a large island with seating, Viking appliances, double stainless refrigerator, gas range with vent-a-hood, microwave, dishwasher, and an oversized pantry—all seamlessly connected to the living space and lake views beyond. The main floor offers two generously sized en-suite bedrooms, along with a convenient laundry closet and powder bath. Upstairs, a spacious second living area with vaulted ceiling provides a stunning bird’s-eye perspective of the lake, complemented by a custom bunk wall, an additional en-suite bedroom, and a flexible bonus room ideal for overflow sleeping or a private office. Downstairs, the walk-out basement guest quarters deliver exceptional privacy with two bedrooms, each with attached baths, separated by a comfortable living area and kitchenette—perfect for hosting extended family and guests. Outdoor living takes center stage with multiple decks showcasing unforgettable sunset views and an incredible boathouse built for entertaining. Enjoy:Two boat slips, Four jet ski slips, Two storage closets Outdoor kitchen with granite countertops and double refrigeration space. Excellent water depth Additional features include fiber optic service extending to the boathouse, ideal for high-speed internet and security systems. Truly, Lake Life at its Finest! NEW PRICE, Now more compelling than ever.

Highlights

Listed by Terri Cox , Allie Beth Allman & Assoc. , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.1

HOA Fee

1050 Annually

Year Built

2004

County

Franklin (TX)

Neighborhood

Pine Valley

School District

Mount Vernon ISD

Listing ID

21248013

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5.5
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Built-in Gas Range, Built-in Refrigerator, Dishwasher, Disposal, Gas Range
Air Cond:Central Air,Electric
Fireplaces:Family Room
Floor:Ceramic Tile,Wood
Other:
  • Additional:Built-in Features, Decorative Lighting, Eat-in Kitchen, Kitchen Island, Open Floorplan, Master on Main

Exterior Features

Lot:1 to < 3 Acres,Dock – Covered
Roof:Composition
Others:
  • Additional:Preowned
Parking Features:Additional Parking
Principal Interest
$11,633
Taxes
$2,022
HOA
$1,050

Home Price

$2,259,500

Loan Details

30 yrs
6.674%

Down Payment

20%
$451,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,632.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $11,632.89 $2,022.42 $1,050.00 $14,705.30
Yearly $139,594.65 $24,269.00 $12,600.00 $176,463.65
Total $4,187,839.41 $728,070.00 $378,000.00 $5,293,909.41

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Scroggins, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems