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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3016 Lake Ridge Dr , Streetman, TX 75859
$1,099,000
Est. Payment: $5,658.13/mo
4 Bed
4 Bath
3402 Sqft
Status: active | Days on site: 203
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Perfectly positioned on the shores of Richland Chambers Lake, this inviting waterfront home is designed for easy lake living and peaceful water views. Tucked away on a quiet peninsula, the property offers 119 ft of shoreline with a steel retaining wall and water steps already in place—ideal for relaxing by the water and ready for a future boathouse. The exterior showcases a fresh modern farmhouse aesthetic, complemented by a 3-car garage offering ample space for vehicles, lake toys, and everyday lake essentials. Inside, 3,402 sq ft of thoughtfully designed living space includes four bedrooms and four bathrooms. Hardwood floors extend through the main living areas, while the open layout is filled with natural light. The kitchen blends style and function with white shaker cabinetry, quartz countertops, farmhouse sink, subway tile backsplash, and a large island ideal for casual meals or entertaining. It flows into the dining area, where expansive windows and a statement chandelier set the stage for everyday dining or special occasions. The living room is a focal point, featuring a stone fireplace and walls of windows framing tranquil lake views. Step outside to the patio and attached sunroom—perfect for morning coffee, evening relaxation, or year-round enjoyment. Upstairs, two generous family or game rooms provide flexible space for movie nights, hobbies, or guest accommodations. A discreet storage area beneath the staircase keeps the home organized. Both refrigerators, plus the washer and dryer, are included so you can move in and enjoy lake life immediately. For added convenience, the home includes a lake pump and whole-home water filtration system. A fenced dog yard with sleek black metal fencing provides a secure, unobtrusive space for pets while complementing the modern farmhouse design. With high-end finishes, flexible living space, and a prime waterfront setting, this home is ideal for full-time living or a weekend retreat on Richland Chambers Lake.

Highlights

Listed by Julie Teel , RE/MAX Lakeside Dreams , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.01

HOA Fee

1200 Annually

Year Built

2022

County

Navarro

Neighborhood

Admiral Shores

School District

Fairfield ISD

Listing ID

21160652

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Double Oven, Refrigerator, Vented Exhaust Fan, Washer, Other
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Decorative,Living Room,Masonry,Raised Hearth,Wood Burning
Floor:Carpet,Hardwood,Tile
Other:
  • Additional:Built-in Features, Cable TV Available, Cathedral Ceiling(s), Chandelier, Decorative Lighting, Double Vanity, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Smart Home System, Vaulted Ceiling(s), Walk-In Closet(s), Wired for Data, Master on Main

Exterior Features

Lot:Cleared,Cul-De-Sac,Few Trees,Irregular Lot,Landscaped,Level,Lrg. Backyard Grass,Sprinkler System,Subdivision,Water/Lake View,Waterfront,1 to < 3 Acres,Lake Front,Lake Front – Main Body,Retaining Wall – Steel
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Lighting, Private Yard
Parking Features:Additional Parking,Concrete,Covered,Direct Access,Driveway,Enclosed,Garage,Garage Door Opener,Garage Double Door,Garage Faces Side,Garage Single Door,Inside Entrance,Kitchen Level,Lighted,Off Street,On Site,Oversized,Parking Pad
Principal Interest
$5,658
Taxes
$1,310
HOA
$1,200

Home Price

$1,099,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,658.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,658.13 $1,309.58 $1,200.00 $8,167.71
Yearly $67,897.55 $15,715.00 $14,400.00 $98,012.55
Total $2,036,926.54 $471,450.00 $432,000.00 $2,940,376.54

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Streetman, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems