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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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15077 Saddle Ridge Cir , Terrell, TX 75160
$450,000
Est. Payment: $2,316.80/mo
4 Bed
3 Bath
2334 Sqft
Status: active | Days on site: 75
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Experience the perfect blend of country living and modern comfort in this stunning 4-bedroom, 3-bath custom home situated on a spacious, fenced homesite in the highly sought-after Saddle Ridge community. Thoughtfully designed with an open-concept floor plan, this home features a large living area that flows seamlessly into the chef’s eat in kitchen, complete with abundant cabinetry, granite countertops, stainless steel appliances, double ovens, and an oversized island perfect for gathering and entertaining. The private primary suite offers a relaxing retreat with a spa-inspired bath featuring dual vanities, a soaking tub, separate shower, and a generous walk-in closet. Two additional bedrooms are located on the main level, while the upstairs bedroom, full bath, and expansive loft provide the perfect space for guests, a game room, home office, or multi-generational living. Step outside to enjoy the impressive covered patio overlooking the expansive backyard, offering plenty of room for outdoor entertaining, recreation, pets, or future additions. The fenced yard, fire pit area, and wide-open views create the ideal setting to enjoy peaceful Texas sunsets. Conveniently located with easy access to Terrell, Forney, and major commuting routes, this property delivers the tranquility of country living without sacrificing convenience.

Highlights

Listed by Pam Hudson , Peak Point Real Estate , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.07

HOA Fee

100 Annually

Year Built

2016

County

Kaufman

Neighborhood

Longspur Estates

School District

Terrell ISD

Listing ID

21291486

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Convection Oven, Double Oven
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Ceramic Tile,Luxury Vinyl Plank
Other:
  • Additional:Built-in Features, Cable TV Available, Decorative Lighting, Eat-in Kitchen, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), ADU, Master on Main

Exterior Features

Lot:Acreage,Interior Lot,Landscaped,Lrg. Backyard Grass,Sprinkler System,Subdivision,1 to < 3 Acres
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Preowned
Parking Features:Garage Faces Front
Principal Interest
$2,317
Taxes
$574
HOA
$100

Home Price

$450,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,316.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,316.80 $574.25 $100.00 $2,991.05
Yearly $27,801.55 $6,891.00 $1,200.00 $35,892.55
Total $834,046.35 $206,730.00 $36,000.00 $1,076,776.35

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Terrell, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems