Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

Agent profile image in message

15440 Saddle Ridge Cir , Terrell, TX 75160
$620,000
Est. Payment: $3,192.03/mo
5 Bed
3.5 Bath
2356 Sqft
Status: pending | Days on site: 40
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Multi-Generational Home - Main Home is 3 Bedrooms, 2 and one-half bath, Flex Game Room or Second Living Room with an Oversized 2.5 Car Garage, along with an Exceptional 2 Bedroom, 1 Bath Guest Home, ADA Compliant with an Additional 2 Car Garage and Screened Patio. Escape to the serenity of peaceful country living in this beautifully maintained, one-owner estate overlooking a tranquil greenbelt. Ideal for family fun or entertaining guests. You’ll love the open-concept design, the privacy of the split-bedroom layout, and the thoughtful upgrades throughout, including gleaming granite countertops, stainless-steel appliances, engineered hardwood floors, and soaring ceilings that fill the living area with light. Step outside to an expansive covered patio perfectly suited for evening gatherings or quiet mornings with nature. Both Main Home and Guest Home have new roofs since June 2025. Main home also offers a full home water softening system. Awesome Multi-Generational Home. Bonus is a new water heater! The fully fenced yard, mature landscaping, and wide-open views create a truly inviting retreat. Adding even more versatility, the property includes a charming 2021-built guest home with 2 bedrooms, 1 bath, a screened-in patio, and its own 2-car garage—ideal for extended family, guests, or potential rental income. A rare opportunity to own a beautifully kept main residence paired with a newer guest home, all in a peaceful country setting just minutes from town. PLEASE NOTE: THE GUEST HOUSE LIVING QUARTERS IS NOT REFLECTIVE ON THE TAX ROLLS!

Highlights

Listed by Sherry Smith , and Kim Bigley , Premier Legacy Real Estate LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
1.1

Year Built

2016

County

Kaufman

Neighborhood

Longspur Estates

School District

Terrell ISD

Listing ID

21329995

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Carpet,Ceramic Tile,Engineered Wood
Other:
  • Additional:Built-in Features, Cable TV Available, Cathedral Ceiling(s), Chandelier, Decorative Lighting, High Speed Internet Available, Kitchen Island, Wainscoting, ADU, Master on Main

Exterior Features

Lot:Cul-De-Sac,Few Trees,Landscaped,Lrg. Backyard Grass,Subdivision,1 to < 3 Acres
Roof:Composition
Others:
  • Additional:Covered Patio/Porch, Rain Gutters, Preowned
Parking Features:Additional Parking,Concrete,Garage,Garage Door Opener,Garage Double Door,Garage Faces Side,Garage Single Door
Principal Interest
$3,192
Taxes
$630

Home Price

$620,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$124,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,192.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,192.03 $630.42 $0.00 $3,822.45
Yearly $38,304.35 $7,565.00 $0.00 $45,869.35
Total $1,149,130.53 $226,950.00 $0.00 $1,376,080.53

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Terrell, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems