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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3704 Cottonwood Springs Dr , The Colony, TX 75056
$450,000
Est. Payment: $2,316.80/mo
4 Bed
2 Bath
2043 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

2-1 Rate Buy Down with Preferred Lender! Some homes just feel good the moment you walk through the front door, and this is one of them. Located in the desirable Stewart Peninsula, this updated 4-bedroom, 2-bath home welcomes you with 10 ft ceilings, large windows allowing natural lighting, and an open layout. The kitchen is where everyone naturally gathers, and this one has all the amenities you will need. Quartz countertops, white cabinetry, stainless steel appliances, a natural stone backsplash, and a coffee (or wine) bar make it as functional as it is beautiful. It also flows effortlessly into the dining area and living room, where a cozy gas fireplace keeps everything feeling warm and inviting. The primary suite is the kind of space you'll actually look forward to ending your day in, with a custom closet system, a second walk-in closet, dual vanities, a separate shower, and a jetted tub that's perfect for unwinding after a long day. Three additional bedrooms give you plenty of flexibility for family, guests, hobbies, or a home office. Over the past few years, the seller has invested in all the right updates—fresh paint, new flooring, updated bathroom countertops, sinks and faucets, hardware throughout, fresh landscaping, a newly stained fence and deck, and the updated privacy gate—so you can spend more time enjoying the home instead of making a long to-do list. Out back, you'll find a large deck that's made for slow mornings with coffee, weekend cookouts, or catching a game with friends. And then there's the location. Living in Stewart Peninsula means you're just a short walk from the golf course and have access to two community pools, walking trails, lake access, a boat ramp, camping, parks, and playgrounds. It's the kind of neighborhood where weekends naturally happen outside, yet you're still just minutes from great restaurants, shopping, and everything else you need.

Highlights

Listed by David Nealy , Compass RE Texas, LLC. , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

345 Semi-Annual

Year Built

1996

County

Denton

Neighborhood

Stewart Peninsula Cottonwood S

School District

Lewisville ISD

Listing ID

21339134

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas,Wood Burning
Floor:Luxury Vinyl Plank
Other:
  • Additional:Built-in Wine Cooler, Cable TV Available, Decorative Lighting, Double Vanity, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Landscaped,Less Than .5 Acre (not Zero)
Roof:Asphalt,Shingle
Others:
  • Additional:Barbecue, Rain Gutters
Parking Features:Covered,Driveway,Garage,Garage Faces Rear,Gated
Principal Interest
$2,317
Taxes
$705
HOA
$345

Home Price

$450,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,316.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,316.80 $704.75 $345.00 $3,366.55
Yearly $27,801.55 $8,457.00 $4,140.00 $40,398.55
Total $834,046.35 $253,710.00 $124,200.00 $1,211,956.35

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (The Colony, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems