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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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314 Oak Creek Dr , Tool, TX 75143
$439,000
Est. Payment: $2,260.16/mo
4 Bed
2.5 Bath
2039 Sqft
Status: active | Days on site: 124
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Enjoy the perks of lake living with community boat ramp access from this modern new construction 4-bedroom, 2.5-bath home in Arnold Hills. Set on a spacious .43-acre double lot, the property features drought-resistant rock landscaping and extended concrete walkways surrounding the home. Inside, the open layout showcases tall ceilings, large windows, and durable wood-look luxury vinyl plank flooring throughout the main areas. The kitchen includes granite countertops, stainless steel appliances (refrigerator included), a large island with storage, and a walk-in pantry with custom shelving. The private primary suite on the main level offers serene views of the yard and mature trees, a spa-like bath with dual vanities, and a walk-in tile shower with a glass door. Each bedroom is equipped with a California Closet system for organization and efficiency. The insulated 480-sq-ft garage offers flexibility for use as a workshop, gym, or potential future living space. Additional peace of mind comes with a 5-year structural builder warranty, along with warranties in place for the roof and HVAC systems. Residents enjoy access to the community boat ramp and pickleball court—capturing the lake lifestyle without the waterfront price.

Highlights

Listed by Debbie French , Ebby Halliday Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.43

Year Built

2024

County

Henderson

Neighborhood

Arnold Hills Sub

School District

Mabank ISD

Listing ID

21244881

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Water Heater, Microwave, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:
Floor:Luxury Vinyl Plank
Other:
  • Additional:Double Vanity, Eat-in Kitchen, Granite Counters, Kitchen Island, Pantry, Walk-In Closet(s), Master on Main

Exterior Features

Lot:Few Trees,Landscaped,Level,Lrg. Backyard Grass,Less Than .5 Acre (not Zero),Lake Front - Common Area
Lot Dimensions:165x126x122x129
Roof:Composition,Shingle
Others:
  • Additional:New Construction - Complete
Parking Features:Concrete,Garage Door Opener,Garage Double Door
Principal Interest
$2,260
Taxes
$613

Home Price

$439,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$87,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,260.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,260.16 $613.08 $0.00 $2,873.25
Yearly $27,121.95 $7,357.00 $0.00 $34,478.95
Total $813,658.55 $220,710.00 $0.00 $1,034,368.55

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Tool, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems