Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

Agent profile image in message

316 Oak Ln , Tool, TX 75143
$499,000
Est. Payment: $2,569.07/mo
2 Bed
2.5 Bath
1500 Sqft
Status: active | Days on site: 143
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Perfectly positioned just off of open water, this charming 1,500 square foot lake home offers wide open water views year-round, the ideal blend of relaxed lakeside living and, convenient access to everything the area has to offer. This beautifully updated waterfront retreat is located in the highly sought-after Arnold Hills community on Cedar Creek Lake. Inside, you’ll find an inviting and thoughtfully refreshed interior featuring fresh paint, new carpet upstairs, and a spacious open-concept living area anchored by a cozy brick fireplace. The stylish galley kitchen showcases shaker cabinetry and leathered granite countertops, creating a functional and attractive space for everyday living or entertaining. With two primary suites—each offering stunning water views—this home is perfectly suited for hosting guests or multigenerational living. Step outside to experience true lakefront living. Enjoy year-round relaxation on the screened porch or entertain with ease on the expansive wood deck overlooking the water. The private boathouse with party deck invites endless days of boating, fishing, and sunset gatherings, while the shaded yard with mature trees enhances the tranquil setting. Located in the desirable Arnold Hills neighborhood, residents benefit from a welcoming lakeside community known for its friendliness, charm and accessibility. Just minutes away, the vibrant dining and entertainment scenes of Tool and Seven Points offer a variety of local restaurants, marinas, and nightlife, making it easy to enjoy the best of Cedar Creek Lake living both on and off the water. Whether you’re searching for a weekend getaway or a full-time residence, this lake home delivers an exceptional opportunity to own a slice of waterfront paradise in one of the lake’s most desirable communities.

Highlights

Listed by Janice Haney , Ebby Halliday Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

125 Annually

Year Built

1989

County

Henderson

Neighborhood

Arnold Hills

School District

Mabank ISD

Listing ID

21228057

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Brick,Living Room,Wood Burning
Floor:Carpet,Laminate
Other:
  • Additional:Cable TV Available, Granite Counters, High Speed Internet Available, Open Floorplan, ADU, Master on Main

Exterior Features

Lot:Cul-De-Sac,Few Trees,Sloped,Sprinkler System,Subdivision,Water/Lake View,Waterfront,Less Than .5 Acre (not Zero),Lake Front,Lake Front – Main Body,Retaining Wall – Steel
Lot Dimensions:60 x 164 x 70 x164
Roof:Composition
Others:
  • Additional:Boat Slip, Covered Patio/Porch, Rain Gutters
Parking Features:Carport,Driveway,Garage Door Opener,Garage Faces Front
Principal Interest
$2,569
Taxes
$318
HOA
$125

Home Price

$499,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,569.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,569.07 $318.11 $125.00 $3,012.18
Yearly $30,828.82 $3,817.35 $1,500.00 $36,146.17
Total $924,864.73 $114,520.50 $45,000.00 $1,084,385.23

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Tool, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems