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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1309 Utopia Ct , Tool, TX 75143
$374,500
Est. Payment: $1,928.09/mo
2 Bed
1 Bath
816 Sqft
Status: active | Days on site: 105
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Discover prime lakefront living at this charming 2-bedroom, 1-bathroom cabin located on a massive, pie-shaped lot in the desirable Paradise Bay Subdivision in Tool, Texas. Offering comfortable living space, this property is ready to be your perfect getaway. The exterior is designed for ultimate lakeside enjoyment, featuring a concrete circle drive, a wrap-around party deck, a retaining wall, and mature trees that provide ample shade. The highlight is the boathouse, which includes a separate upper party deck, perfect for entertaining or relaxing by the water. Additional structures include a carport with integrated storage. Inside, the home boasts a very large, open-concept living and kitchen area, maximized by a full wall of windows that frame expansive views of the lake. The cabin is move-in ready, and furnishings are negotiable.

Highlights

Listed by Whitney Cathey-Miller , Fathom Realty LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

60 Annually

Year Built

1996

County

Henderson

Neighborhood

Paradise Bay

School District

Malakoff ISD

Listing ID

21266358

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Fire Pit
Floor:Vinyl
Other:
  • Additional:Cable TV Available, Decorative Lighting, Eat-in Kitchen, Granite Counters, Master on Main

Exterior Features

Lot:Cul-De-Sac,Irregular Lot,Water/Lake View,Waterfront,Less Than .5 Acre (not Zero),Canal (Man Made),Lake Front,Retaining Wall – Steel
Roof:Composition
Others:
  • Additional:Fire Pit, Storage
Parking Features:Carport,Circular Driveway
Principal Interest
$1,928
Taxes
$457
HOA
$60

Home Price

$374,500

Loan Details

30 yrs
6.674%

Down Payment

20%
$74,900
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Monthly Price:
$1,928.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,928.09 $456.83 $60.00 $2,444.92
Yearly $23,137.06 $5,482.00 $720.00 $29,339.06
Total $694,111.91 $164,460.00 $21,600.00 $880,171.91

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Tool, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems