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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1320 Villa Bay Dr , Tool, TX 75143
$260,000
Est. Payment: $1,338.59/mo
2 Bed
2 Bath
1372 Sqft
Status: active | Days on site: 244
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly
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House Description

Motivated Seller - BACK FROM PENDING: Buyer lost his cash partner! Bring All Offers! Priced Below Tax Value! Unique opportunity for price-conscientious buyers to own a Cedar Creek Lake waterfront property with 88 platted waterfront feet on good water in a good neighborhood with no manufactured homes AND with lots of potential. It has two bedrooms and two baths with an enclosed patio which could be converted to an additional bedroom or used as a second living area. This 'fixer upper' is in need of updating and has some deferred maintenance but is currently occupied. Take a look at this property - it won't last long!
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Highlights

Listed by Janice Haney , Ebby Halliday Realtors , North Texas Real Estate Information Systems

Property Type

Residential
Lot/Acreage
0.28

HOA Fee

60 Annually

Year Built

1980

County

Henderson

 Neighborhood

Villa Bay Sub

 School District

Malakoff ISD

Listing ID

21135846

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Vented Exhaust Fan
Air Cond:Central Air
Fireplaces:Stone,Wood Burning
Floor:Carpet,Vinyl
Other:
  • ▪ Additional:High Speed Internet Available, Open Floorplan, Master on Main

Exterior Features

Lot:Few Trees,Sloped,Subdivision,Water/Lake View,Waterfront,Less Than .5 Acre (not Zero),Lake Front – Main Body,Retaining Wall – Steel,Water Board Authority – Private
Roof:Composition
Others:
  • ▪ Additional:Boat Slip, Covered Deck
Parking Features:Concrete,Driveway
Principal Interest
$1,339
Taxes
$439
HOA
$60

Home Price

$260,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$52,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,338.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,338.59 $438.75 $60.00 $1,837.34
Yearly $16,063.11 $5,265.00 $720.00 $22,048.11
Total $481,893.45 $157,950.00 $21,600.00 $661,443.45

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Tool, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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