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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1524 Villa Cove Dr , Tool, TX 75143
$525,000
Est. Payment: $2,702.93/mo
2 Bed
2 Bath
1260 Sqft
Status: active with contingency | Days on site: 102
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Tucked away in the desirable community of Villa Cove on Cedar Creek Lake, this charming waterfront home sits on two spacious lots with approximately 120 ft. of water frontage, offering additional space for relaxing weekends and entertaining at the lake. The property features a large boathouse complete with two boat slips, a jet ski slip, and an oversized composite cool deck party deck ideal for enjoying sunset views, gathering with friends, or spending long days on the water. Inside, the home offers an inviting open-concept layout with 2 bedrooms and 2 full bathrooms, including a comfortable primary suite . The kitchen features stainless steel appliances, a built-in oven with warming drawer, electric cooktop, high-end granite countertops, and wood-grain porcelain tile flowing throughout the kitchen, dining, and living area. Additional features include a garage, wraparound covered porch, lake pump sprinkler system, and plenty of outdoor space to enjoy. With no mandatory HOA and short-term rentals allowed, this property would make an excellent full-time residence, weekend getaway, or income-producing vacation rental. This is the kind of lake property where memories are made. The extra lot is a blank canvas for your lake lifestyle! Build a guest house, a spacious garage for additional vehicles and storage or a combination of both—whatever fits your vision (within deed restrictions and city zoning). Whether hosting friends, creating a private retreat, or simply expanding your outdoor space. With this flexibility, the property grows with your needs and vision for the perfect waterfront retreat. Additional lot cannot be sold separately.

Highlights

Listed by Debbie French , Ebby Halliday Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.3

Year Built

9999

County

Henderson

Neighborhood

Villa Cove

School District

Malakoff ISD

Listing ID

21265240

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Warming Drawer
Air Cond:Central Air,Electric
Fireplaces:Brick,Living Room,Wood Burning
Floor:Carpet,Combination,Tile,Wood
Other:
  • Additional:Granite Counters, Kitchen Island, Open Floorplan, Vaulted Ceiling(s), Wet Bar, Master on Main

Exterior Features

Lot:Few Trees,Landscaped,Lrg. Backyard Grass,Sprinkler System,Subdivision,Waterfront,Less Than .5 Acre (not Zero),Dock – Covered,Lake Front,Personal Watercraft Lift,Retaining Wall – Concrete
Roof:Composition,Shingle
Others:
  • Additional:Boat Slip, Covered Deck, Covered Patio/Porch, Dock, Preowned
Parking Features:Additional Parking,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Single Door
Principal Interest
$2,703
Taxes
$786

Home Price

$525,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,702.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,702.93 $785.58 $0.00 $3,488.51
Yearly $32,435.14 $9,427.00 $0.00 $41,862.14
Total $973,054.08 $282,810.00 $0.00 $1,255,864.08

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Tool, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

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