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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1219 Whispering Springs Dr , Tool, TX 75143
$399,000
Est. Payment: $2,054.23/mo
3 Bed
2 Bath
1688 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Elevated open water views pair with lake access at this A-frame retreat in a Cedar Creek Lake community with a neighborhood boat ramp and dock providing convenient access for fishing, boating, and enjoying the water. Currently operating as a successful short-term rental, this property offers an excellent opportunity as a weekend getaway or income-producing investment. The 1725 square foot, 3 bedroom, 2 bath layout is thoughtfully designed to maximize space and functionality, with two bedrooms and a full bath downstairs, ideal for guests. The open living area features soaring ceilings with modern wood detailing and flows into a well-appointed kitchen and built-in bar space perfect for gathering and entertaining. The main level offers low-maintenance sealed concrete floors and thoughtfully integrated storage throughout. Upstairs, a loft area at the top of the stairs provides a flexible space for a workspace, reading nook, or games area. The private primary suite is separated by a door for privacy and includes its own full bath, hardwood floors, and full-size closet. Luxury finishes are carried throughout, including waterfall countertops, upgraded fixtures, and modern walk-in showers in both bathrooms. Exterior features include a board-on-board cedar privacy fence creating a great yard space for pets or play, and gravel driveway. Located just over an hour from Dallas and near local favorites including Fig’s Backyard, Fig’s Steakhouse, Whatz-Up Fun Park, Cedar Creek Brewery, Triple N Winery, and boat rentals at Lone Star Marina, this property delivers the ideal Cedar Creek Lake escape with built-in investment potential. Furniture package available separately.

Highlights

Listed by Debbie French , Ebby Halliday Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

90 Annually

Year Built

2022

County

Henderson

Neighborhood

Westwood Beach #1

School District

Malakoff ISD

Listing ID

21362199

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Concrete
Other:
  • Additional:Decorative Lighting, Double Vanity, Eat-in Kitchen, Flat Screen Wiring, High Speed Internet Available, Loft, Natural Woodwork, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)

Exterior Features

Lot:Interior Lot,Water/Lake View,Less Than .5 Acre (not Zero)
Lot Dimensions:62x200x40x186
Roof:Metal
Others:
  • Additional:Preowned
Parking Features:Additional Parking
Principal Interest
$2,054
Taxes
$567
HOA
$90

Home Price

$399,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,054.23

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,054.23 $567.17 $90.00 $2,711.39
Yearly $24,650.70 $6,806.00 $1,080.00 $32,536.70
Total $739,521.10 $204,180.00 $32,400.00 $976,101.10

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Tool, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

© 2026 North Texas Real Estate Information Systems