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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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118 Cinch Buckle Ranch Rd , Trinidad, TX 75163
$599,000
Est. Payment: $3,083.91/mo
4 Bed
3 Bath
2719 Sqft
Status: active | Days on site: 291
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Incredible value! Best half acre lot on Cedar Creek Lake! Lakefront 4BR Home with Private Dock, Game Room & Stunning Views! Discover the perfect family getaway with breathtaking 180° open water views of the lake! Nestled on a quiet cul-de-sac in Key Ranch Estates, this one-of-a-kind property is designed for making memories — from early morning fishing trips off your private dock to cozy evenings on the 900 sq. ft. covered porch watching the sunset together. With 4 spacious bedrooms, 3 full bathrooms, a huge game room, an oversized 2-car garage and storage shed, there’s plenty of room for everyone — family gatherings and weekend guests. Enjoy peace of mind with major updates already done: a new roof (2024), new AC units (2022 & 2023), and a rebuilt boat dock (2024) with new poles, roof, and lift. Host family cookouts, spend lazy afternoons on the water, and enjoy front-row seats to the annual Fourth of July airshow — all from your own backyard. This is more than a lake house; it’s a place your family will treasure for generations. Furniture is negotiable.

Highlights

Listed by Megan ONeill , Caple & Company , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.47

HOA Fee

50 Annually

Year Built

1979

County

Henderson

Neighborhood

Key Ranch Estates #2

School District

Malakoff ISD

Listing ID

21106604

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Microwave, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:Family Room,Wood Burning
Floor:Carpet,Concrete,Tile
Other:
  • Additional:Decorative Lighting, Eat-in Kitchen, Paneling

Exterior Features

Lot:Less Than .5 Acre (not Zero),Dock – Covered,Lake Front,Lake Front – Main Body,Personal Watercraft Lift,Retaining Wall – Concrete
Roof:Asphalt
Others:
  • Additional:Boat Slip, Covered Patio/Porch, Outdoor Living Center, Storage, Preowned
Parking Features:Covered,Driveway,Garage,Garage Door Opener,Garage Double Door,Garage Faces Front,Inside Entrance,Kitchen Level,Oversized,Paved
Principal Interest
$3,084
Taxes
$755
HOA
$50

Home Price

$599,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,083.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,083.91 $755.33 $50.00 $3,889.25
Yearly $37,006.95 $9,064.00 $600.00 $46,670.95
Total $1,110,208.37 $271,920.00 $18,000.00 $1,400,128.37

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Trinidad, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-25T01:22:49.237Z

© 2026 North Texas Real Estate Information Systems