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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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238 Matador Ranch Rd , Trinidad, TX 75163
$675,000
Est. Payment: $3,475.19/mo
3 Bed
2 Bath
1692 Sqft
Status: active | Days on site: 133
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Experience lakefront living at its finest in this 1,700 square foot, 3-bedroom, 2 bath wide-open waterfront home, where breathtaking open water views set the stage for unforgettable sunrises thanks to its desirable East-facing orientation. Wake up each morning to shimmering light across the water & enjoy cooler, shaded evenings—perfect for relaxing or entertaining by the lake. This well-maintained home offers the ideal blend of peaceful seclusion & convenient access to some of the area’s most popular destinations. Luxury vinyl plank floors guide you into a light-filled, open-concept living space where a dramatic wall of windows features picturesque lake views. The kitchen features granite countertops & soft-close shaker-style cabinetry, while both bathrooms have been tastefully renovated with modern vanities and contemporary finishes. The private dock comes fully equipped with a boat slip & two personal watercraft lifts for immediate water access. Spend weekends wine tasting at Triple-N Ranch Winery, enjoying dining at The Whistle Stop Restaurant, or savoring upscale cuisine at Fig's Italian Steakhouse. Local favorites like Plowboys Restaurant, Fig's Backyard & Playground are just a short drive away, offering that classic small-town charm and comfort food. Whether you’re looking for a weekend retreat or a full-time waterfront escape, this property delivers the perfect combination of location, lifestyle & lakefront beauty. Life on Cedar Creek Lake offers endless recreation, from boating & fishing to exploring nearby wineries, breweries, waterfront dining, and country clubs making this exceptional destination more than a home—it is the ultimate lakeside lifestyle. Recent updates include: Bathrooms, Kitchen & New HVAC (2025), New deck (2024) & LVP flooring (2021). The successful purchaser may opt to buy an additional off-water lot, directly across the street from the waterfront - perfect for permitted structures (GEO# 3245.0000.5920.60).

Highlights

Listed by Janice Haney , Ebby Halliday Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.37

HOA Fee

50 Annually

Year Built

1970

County

Henderson

Neighborhood

Key Ranch Estates #2

School District

Malakoff ISD

Listing ID

21237017

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Water Softener
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Electric
Floor:Carpet,Laminate
Other:
  • Additional:Cable TV Available, Cathedral Ceiling(s), Granite Counters, High Speed Internet Available, Pantry, Master on Main

Exterior Features

Lot:Cul-De-Sac,Lrg. Backyard Grass,Water/Lake View,Waterfront,Less Than .5 Acre (not Zero),Lake Front,Lake Front – Main Body,Retaining Wall – Steel
Lot Dimensions:80 x 248
Roof:Composition
Others:
  • Additional:Boat Slip, Rain Gutters
Parking Features:Additional Parking,Concrete,Driveway,Paved
Principal Interest
$3,475
Taxes
$526
HOA
$50

Home Price

$675,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$135,000
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Monthly Price:
$3,475.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,475.19 $525.50 $50.00 $4,050.69
Yearly $41,702.32 $6,306.00 $600.00 $48,608.32
Total $1,251,069.53 $189,180.00 $18,000.00 $1,458,249.53

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Trinidad, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

© 2026 North Texas Real Estate Information Systems