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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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125 Xit Ranch Rd , Trinidad, TX 75163
$739,000
Est. Payment: $3,804.69/mo
4 Bed
3 Bath
2219 Sqft
Status: active | Days on site: 125
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Positioned on a nearly half-acre (.483-acre) lot with 80’ of platted waterfront, this extensively updated lake home offers a like-new feel with an ideal blend of outdoor entertaining and indoor comfort. The covered waterside patio creates an exceptional outdoor living space with granite countertops, bar seating, sink, built-in grill, mounted TV, and a spacious dining area—perfect for hosting and enjoying lake days with family and friends. The oversized backyard offers plenty of room for games or future additions like a firepit, pickleball court, or pool (with HOA approval). A recently built composite boathouse features a boat slip, PWC lift, and spacious party deck—ready for summer entertaining and lakeside gatherings. Inside, large picture windows bring in natural light and water views. The open-concept design features shiplap ceilings, recessed lighting, a wood-burning fireplace, and durable luxury vinyl plank flooring throughout. The dining area connects to a well-appointed beverage bar with ice maker and beverage refrigerator and flows into the beautifully remodeled kitchen with shaker-style cabinetry, quartz countertops, stainless appliances, and breakfast area. The lower level includes an expansive bunkroom and a full bath with dual-sink vanity, tiled walk-in shower, and a laundry area with cabinetry and a granite folding counter. The waterside primary suite offers a private balcony with cedar beams, modern cable railing, and exterior stair access to the patio. The spa-like en suite bath features a soaking tub, walk-in tile shower, and modern fixtures and finishes throughout. Upstairs are two additional bedrooms connected by an updated Jack-and-Jill bath with stylish tilework and a walk-in shower. Recent improvements include a newer roof, skylights, added insulation, and drainage updates. A dedicated water toy and tool shed provides convenient storage, while the long driveway and covered parking offer ample space for guests.

Highlights

Listed by Debbie French , Ebby Halliday Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.48

HOA Fee

50 Annually

Year Built

1984

County

Henderson

Neighborhood

Key Ranch Estates

School District

Malakoff ISD

Listing ID

21245638

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Ice Maker, Vented Exhaust Fan
Air Cond:Central Air,Electric
Fireplaces:Wood Burning
Floor:Luxury Vinyl Plank
Other:
  • Additional:Built-in Features, Built-in Wine Cooler, Flat Screen Wiring, High Speed Internet Available

Exterior Features

Lot:Less Than .5 Acre (not Zero),Dock – Covered,Lake Front,Lake Front – Main Body,Personal Watercraft Lift,Retaining Wall – Concrete
Lot Dimensions:81x243x109x191
Roof:Composition
Others:
  • Additional:Preowned
Parking Features:Carport,Concrete,Driveway
Principal Interest
$3,805
Taxes
$682
HOA
$50

Home Price

$739,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$147,800
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Monthly Price:
$3,804.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,804.69 $681.50 $50.00 $4,536.19
Yearly $45,656.32 $8,178.00 $600.00 $54,434.32
Total $1,369,689.46 $245,340.00 $18,000.00 $1,633,029.46

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Trinidad, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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