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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3400 Hearthwood Cir , Waco, TX 76708
$389,900
Est. Payment: $2,007.37/mo
3 Bed
3 Bath
2389 Sqft
Status: active | Days on site: 95
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to this beautifully maintained 3-bedroom, 2-bath home nestled on a spacious corner lot in the sought-after Chimney Hill area of North Waco. From the moment you step through the welcoming entry, you’ll appreciate the warmth and character created by the parquet flooring that flows through the entry, formal dining room, and expansive kitchen. The large living room features soaring vaulted ceilings, plush new carpeting, and a stunning two-sided fireplace that creates a cozy focal point while also opening into the kitchen for added charm and ambiance. The oversized kitchen offers abundant workspace and additional seating perfect for a breakfast nook or casual dining area. Entertaining is effortless with the spacious formal dining room ready for gatherings both large and small. New carpeting extends throughout the living room, hallways, and bedrooms, creating a fresh and comfortable feel throughout the home. The thoughtfully designed laundry room is conveniently located just off the rear-entry two-car garage and directly across from an oversized pantry storage closet, offering functionality and organization in everyday living. Outside, meticulous landscaping and a full irrigation system keep the property lush and inviting year-round. The rear-entry garage enhances both curb appeal and privacy, while the gorgeous fenced backyard provides the perfect retreat for morning coffee on the patio or relaxing evenings under the shade of mature trees. This unique property enjoys all the charm of the Chimney Hill neighborhood without the burden of HOA fees. Located in an established section of North Waco known for its towering trees and walkable streets, the home is just minutes from Lake Waco, as well as convenient shopping at Target and H-E-B, plus some of Waco’s best dining destinations. This is a rare opportunity to enjoy timeless character, modern comfort, and an unbeatable location all in one exceptional property.

Highlights

Listed by Jonathan Grant , Camille Johnson , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.26

Year Built

1989

County

McLennan

Neighborhood

Chimney Hill

School District

Waco ISD

Listing ID

21277561

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Plumbed For Gas in Kitchen, Refrigerator, Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Brick,Double Sided,Glass Doors,Kitchen,Living Room,Wood Burning
Floor:Carpet,Ceramic Tile,Wood
Other:
  • Additional:Built-in Features, Cable TV Available, Cathedral Ceiling(s), Chandelier, Decorative Lighting, Double Vanity, High Speed Internet Available, Kitchen Island, Natural Woodwork, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Master on Main

Exterior Features

Lot:Corner Lot,Cul-De-Sac,Landscaped,Level,Lrg. Backyard Grass,Sprinkler System,Less Than .5 Acre (not Zero)
Roof:Asphalt,Composition,Shingle
Others:
  • Additional:Garden(s), Uncovered Courtyard
Parking Features:Additional Parking,Common,Concrete,Covered,Direct Access,Driveway,Enclosed,Garage,Garage Door Opener,Garage Faces Rear,Garage Single Door,Inside Entrance,Kitchen Level,On Street
Principal Interest
$2,007
Taxes
$711

Home Price

$389,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,007.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,007.37 $710.50 $0.00 $2,717.87
Yearly $24,088.49 $8,526.00 $0.00 $32,614.49
Total $722,654.83 $255,780.00 $0.00 $978,434.83

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Waco, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

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