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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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2816 S 3rd St , Waco, TX 76706
$189,000
Est. Payment: $973.05/mo
3 Bed
1 Bath
888 Sqft
Status: active | Days on site: 97
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House Description

2816 S Third St. in Waco has all the charm of a farmhouse with the convenience of being just blocks from Baylor and Hwy 6. Set back from the road with tons of parking, this home feels private, peaceful, and perfect for hosting, while still being close to shopping, restaurants, and entertainment. Inside, you’ll find updated finishes, a clean, open concept, and move-in ready layout, and a home that has been excellently maintained from top to bottom. Major updates include new windows and siding (2023), a new 200 amp electrical service and updated fixtures and washer-dryer (2024), reinforced front foundation with 4 new piers (2024), a remodeled bathroom (2024), and a brand new HVAC system (2025). The backyard is set up perfectly for entertaining with a newly built patio and storage area and plenty of space to enjoy under the mature trees. There’s also room to add a second bathroom if desired, making this a great option for future value and flexibility. Whether you’re looking for your next home, an investment property, or a place to stay when visiting baylor that has character and updates already done, this home is ready for you to move right in and make your own!

Highlights

Listed by Willow West , NextHome Our Town , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.19

Year Built

1980

County

McLennan

Neighborhood

Gurley D R Tr

School District

Waco ISD

Listing ID

21275232

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater, Washer
Air Cond:Central Air,Electric
Fireplaces:
Floor:Tile,Vinyl
Other:
  • Additional:Decorative Lighting, Open Floorplan, Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Covered Patio/Porch
Parking Features:Additional Parking,Driveway,No Garage,On Site,Parking Pad,Paved,Storage
Principal Interest
$973
Taxes
$331

Home Price

$189,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$37,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$973.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $973.05 $331.42 $0.00 $1,304.47
Yearly $11,676.65 $3,977.00 $0.00 $15,653.65
Total $350,299.47 $119,310.00 $0.00 $469,609.47

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Waco, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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