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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1345 Stillwater Rd , Waco, TX 76708
$980,000
Est. Payment: $5,045.47/mo
5 Bed
4 Bath
4388 Sqft
Status: active | Days on site: 468
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House Description

*** At no fault of the Seller this truly exceptional 3-acre Brazos Riverfront estate is back on the market *** This picturesque property, located in the coveted Stillwater Farms gated community and in the highly rated China Spring ISD, offers a rare combination of natural beauty, thoughtful design, and modern comfort. A rolling, tree-dotted lawn slopes gently to the river’s edge, where you’ll find private water access perfect for launching water toys or simply enjoying peaceful days fishing and floating. With no fencing between neighbors, the setting feels like a private park—open, tranquil, and lush. The two-story home boasts inviting curb appeal, with a circular drive accented in brick, carriage house shingles, and a charming wrap-around porch. Inside, light wide-plank hardwood floors and a soaring two-story foyer create a bright, airy feel. The great room features a beamed ceiling, floor-to-ceiling windows framing the stunning backyard, and a wood-burning fireplace. It flows seamlessly into the open kitchen and dining area, complete with a large island, varnished wood countertops, stainless appliances, gas cooking & glass-front cabinetry. The main level hosts the primary suite with ensuite bath, a guest bedroom, a cozy library with fireplace and coffered ceiling, an office or craft room with stainless countertops, laundry room with sink, and guest powder bath. Upstairs are three spacious bedrooms with direct bath access and a versatile loft nook. Just down the lawn, a detached structure includes a three-car garage, workshop, and half bath below, with a 17'x24' finished space above—perfect for a studio, guest suite, or rental. Bonus: friendly goats Hiccup and Duke are happy to stay! Only minutes from Waco Airport (9 miles), Downtown Waco (14 miles), & Baylor University (15 miles), this unique riverfront retreat blends the serenity of country living with city convenience. Stillwater Farms gated community offers a private boat ramp for residents only.

Highlights

Listed by Ashley Burgess Weist , Kelly, Realtors , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
3.07

HOA Fee

460 Annually

Year Built

1994

County

McLennan

Neighborhood

Rabago M

School District

China Spring ISD

Listing ID

20936338

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Built-in Gas Range, Dishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Gas in Kitchen, Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air,Electric,Zoned
Fireplaces:Library,Living Room,Raised Hearth,Stone,Wood Burning
Floor:Carpet,Engineered Wood,Tile
Other:
  • Additional:Built-in Features, Built-in Wine Cooler, Cable TV Available, Cathedral Ceiling(s), Decorative Lighting, Double Vanity, Dry Bar, Flat Screen Wiring, High Speed Internet Available, Kitchen Island, Loft, Natural Woodwork, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), ADU, Master on Main

Exterior Features

Lot:Acreage,Cleared,Lrg. Backyard Grass,Many Trees,Rolling Slope,Sprinkler System,Water/Lake View,Waterfront,3 to < 5 Acres,River Front
Roof:Fiberglass
Others:
  • Additional:Covered Deck, Rain Gutters, Lighting, Storage
Parking Features:Additional Parking,Circular Driveway,Concrete,Covered,Driveway,Enclosed,Garage,Garage Door Opener,Garage Faces Side,Gated,Storage,Workshop in Garage
Principal Interest
$5,045
Taxes
$842
HOA
$460

Home Price

$980,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$196,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,045.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,045.47 $841.75 $460.00 $6,347.22
Yearly $60,545.59 $10,101.00 $5,520.00 $76,166.59
Total $1,816,367.61 $303,030.00 $165,600.00 $2,284,997.61

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Waco, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

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