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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3600 Cumberland Ave , Waco, TX 76707
$180,000
Est. Payment: $926.72/mo
3 Bed
1 Bath
1032 Sqft
Status: active with contingency | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to 3600 Cumberland Avenue—the cutest cottage with the kind of warmth you feel the moment you arrive. This charming 3-bedroom, 1-bath home has been thoughtfully loved and improved by its current owners, and it shows in every detail. Inside, natural light pours through new energy-efficient windows, highlighting the comfortable living spaces, inviting kitchen, and cottage-inspired character throughout. The paid-off solar panels add meaningful energy savings with no additional solar loan to assume. Outside, the spacious fenced backyard offers plenty of room for gardening, pets, play, or relaxed evenings under the trees. A covered carport provides convenient parking along with additional storage for tools, lawn equipment, and everyday extras. More than just a house, this has been a true home—surrounded by neighbors who have become a close-knit community. The owners are genuinely sad to leave, but their care and pride of ownership have created a special place ready for its next chapter.

Highlights

Listed by Julia Swank , NextHome Our Town , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.2

Year Built

1950

County

McLennan

Neighborhood

Sweetbriar Gardens

School District

Waco ISD

Listing ID

21341290

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Luxury Vinyl Plank,Tile
Other:
  • Additional:High Speed Internet Available, Master on Main

Exterior Features

Lot:Cleared,Landscaped,Less Than .5 Acre (not Zero)
Roof:Composition,Shingle
Others:
  • Additional:Courtyard, Fire Pit, Garden(s), Preowned
Parking Features:Additional Parking,Concrete,Detached Carport,Driveway
Principal Interest
$927
Taxes
$236

Home Price

$180,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$36,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$926.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $926.72 $235.58 $0.00 $1,162.30
Yearly $11,120.62 $2,827.00 $0.00 $13,947.62
Total $333,618.54 $84,810.00 $0.00 $418,428.54

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Waco, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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