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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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3612 Charlton Ave , Waco, TX 76711
$228,000
Est. Payment: $1,173.84/mo
2 Bed
1 Bath
840 Sqft
Status: active | Days on site: 157
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to a warm and inviting 2 bedroom cottage in the heart of Waco, offering a comfortable place to call home with the added benefit of flexibility for future use. Buy without worry as this home was rebuilt from the foundation up recently... studs, sheetrock, electric, plumbing, windows, hvac, roof, you name it! Inside, you will find hardwood floors, tasteful finishes, and carefully selected furnishings that create a relaxed and welcoming atmosphere. The living area is designed for everyday comfort, while the well equipped kitchen provides everything needed for both simple meals and entertaining. Two spacious bedrooms and a full bathroom offer a practical layout that works well for a variety of lifestyles. Step outside to enjoy a private patio, perfect for morning coffee, quiet evenings, or spending time with friends and family. The location offers exceptional convenience with quick access to Magnolia Market, Baylor University, downtown Waco, the Extraco Events Center, George’s Restaurant, Topgolf, Main Event, H E B grocery stores, and I 35, making daily living and commuting simple. The property is currently operating as an Airbnb known as Tia’s Cozy Cottage, providing an opportunity for buyers who may wish to continue short term rental use or simply enjoy it as a primary residence. All furnishings and contents are negotiable with the sale, allowing for a move in ready option if desired. Additional features include driveway parking for two vehicles, high speed WiFi, two smart TVs, and a quiet, established neighborhood setting.

Highlights

Listed by Brook Dowd , CENTURY 21 Judge Fite Company , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.19

Year Built

1950

County

McLennan

Neighborhood

Terrace Heights

School District

Waco ISD

Listing ID

21214388

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Gas Range, Gas Water Heater, Microwave, Plumbed For Gas in Kitchen, Refrigerator, Tankless Water Heater, Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Hardwood
Other:
  • Additional:Granite Counters, High Speed Internet Available, Open Floorplan, Master on Main

Exterior Features

Lot:Less Than .5 Acre (not Zero)
Roof:Composition
Others:
  • Additional:Barbecue, Storage, Preowned
Parking Features:Additional Parking,Carport,Deck,Direct Access,Driveway,Lighted,Private,Storage
Principal Interest
$1,174
Taxes
$349

Home Price

$228,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$45,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,173.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,173.84 $349.08 $0.00 $1,522.93
Yearly $14,086.12 $4,189.00 $0.00 $18,275.12
Total $422,583.49 $125,670.00 $0.00 $548,253.49

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Waco, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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