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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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108 Private Road 127 , Whitney, TX 76692
$199,900
Est. Payment: $1,029.17/mo
3 Bed
3 Bath
1750 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

This property is USDA eligible, offering a potential zero-down financing option for qualified buyers. Enjoy modern lake living less than one mile from McCown Valley Park and Lake Whitney. Built in 2024, this move-in-ready 3-bedroom, 3-bath barndominium offers 1,750 square feet of flexible living space, central heating and air, and no HOA. The two-story layout includes a second primary bedroom, making it well suited for guests, multigenerational living, or anyone seeking additional privacy. Inside, the bright interior features luxury vinyl plank and tile flooring, recessed lighting, ceiling fans, and contemporary black accents. The spacious kitchen offers white shaker-style cabinetry, dark countertops, a subway tile backsplash, stainless-steel appliances, and generous space for cooking and entertaining. All appliances convey. Outside, the expansive covered concrete area provides convenient parking for vehicles, a boat, or lake equipment. The fenced backyard features mature shade trees, a dog run, brick patio area, and a detached storage building with electricity—ideal for a workshop, hobby space, or secure storage. With its low-maintenance metal exterior, modern finishes, flexible floor plan, and convenient access to boating, fishing, camping, and recreation, this property is ready to serve as a full-time residence or Lake Whitney getaway.

Highlights

Listed by Chance Shilling , and Stacy Shilling , Ricochet Realty LLC , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.09

Year Built

2024

County

Hill

Neighborhood

(9510) Fm 1713 Lots

School District

Whitney ISD

Listing ID

21347797

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Luxury Vinyl Plank,Tile
Other:
  • Additional:Eat-in Kitchen, High Speed Internet Available, Pantry, Second Primary Bedroom, ADU, Master on Main

Exterior Features

Lot:Cleared,Landscaped,Less Than .5 Acre (not Zero)
Roof:Metal
Others:
  • Additional:Covered Patio/Porch, Dog Run, Preowned
Parking Features:Attached Carport,Covered,Parking Pad
Principal Interest
$1,029
Taxes
$288

Home Price

$199,900

Loan Details

30 yrs
6.674%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,029.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,029.17 $288.00 $0.00 $1,317.17
Yearly $12,350.06 $3,456.00 $0.00 $15,806.06
Total $370,501.92 $103,680.00 $0.00 $474,181.92

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Whitney, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T19:21:47.893Z

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