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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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401 S Mill St , Winnsboro, TX 75494
$299,000
Est. Payment: $1,539.38/mo
4 Bed
2 Bath
2552 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Looking for a 4-bedroom single-family home in Winnsboro, TX with modern updates, versatile living space, and a large lot, ASSUMABLE VA LOAN? Welcome to 401 S Mill Street, Winnsboro, TX 75759, where timeless charm meets thoughtful improvements in this beautifully maintained home offering 2,552 square feet, four bedrooms, two full bathrooms, and a spacious 0.56-acre corner lot shaded by mature trees. Built in 1950, this move-in ready property features a new HVAC system, durable metal roof, luxury vinyl wood plank flooring throughout, and an inviting floor plan designed for comfortable everyday living. The spacious living room is filled with natural light and flows seamlessly into the oversized kitchen and dining area, creating an ideal gathering space for family and friends. The kitchen offers abundant cabinetry, generous countertop space, stainless steel appliances, and plenty of room for meal preparation and entertaining. One of the home’s standout features is the flexible fourth bedroom, which can easily serve as a billiard room, game room, home office, or second living area. Even better, the pool table and equipment are included, making this a ready-made entertainment space. Outside, you’ll appreciate the oversized covered carport, covered patio, mature shade trees, and expansive 0.56-acre corner lot, providing ample space for outdoor activities, gardening, or simply relaxing in your own private setting. A large storage shed offers additional room for tools, equipment, and hobbies. Located within Winnsboro ISD and just minutes from downtown shopping, dining, parks, and community events, this home offers the perfect blend of small-town charm and everyday convenience. This 4-bedroom single-family home in Winnsboro, TX is a wonderful opportunity for buyers seeking space, flexibility, and lasting value. Ask about ASSUMABLE VA LOAN

Highlights

Listed by Dean Brown , Better Homes & Gardens, Winans , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.56

Year Built

1950

County

Wood

Neighborhood

City of Winnsboro

School District

Winnsboro ISD

Listing ID

21347617

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator
Other:
  • Additional:Built-in Features, Cable TV Available, Eat-in Kitchen, High Speed Internet Available, In-Law Suite Floorplan, Open Floorplan, Paneling, Master on Main

Exterior Features

Lot:.5 to < 1 Acre
Others:
  • Additional:Preowned
Parking Features:Additional Parking,Assigned,Attached Carport,Carport,Covered,Direct Access
Principal Interest
$1,539
Taxes
$191

Home Price

$299,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,539.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,539.38 $190.61 $0.00 $1,729.99
Yearly $18,472.58 $2,287.35 $0.00 $20,759.93
Total $554,177.47 $68,620.50 $0.00 $622,797.97

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Winnsboro, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T21:21:41.390Z

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