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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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254 Cr 4595 , Winnsboro, TX 75494
$369,500
Est. Payment: $1,902.35/mo
2 Bed
1.5 Bath
1366 Sqft
Status: active | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

A simple question: What means the most to you? For some, it is peace & quiet. For others, it is privacy, natural beauty, & a relaxed lifestyle, or the joy of fishing from their own waterfront retreat. If these are the things you value, this exceptional lakefront property deserves your attention. Located on the shoreline of Horseshoe Bend Lake, a beautiful 60-acre lake, this inviting waterfront home offers a rare opportunity to enjoy nature, privacy, & tranquility. It is conveniently located between Tyler, less than 30 miles & Dallas, about 100. Surrounded by hundreds of acres of mature hardwoods, towering pines, dogwoods, sweetgum trees, & native sassafras, this property feels like a private escape. The home offers nearly 1,400 square feet of comfortable living space & is thoughtfully positioned to capture stunning water views. A spacious lakeside deck creates the perfect setting for morning coffee, evening sunsets, outdoor entertaining, or simply enjoying the peace of it all. Mature trees on both sides of the home provide an added sense of privacy & seclusion. Inside, the two bedrooms are positioned on opposite sides of the home, offering additional privacy. The open-concept design features a functional kitchen & dining area overlooking the lake, flowing into a welcoming living room just two steps below. Nearly every room brings the beauty of the outdoors inside with breathtaking waterfront views. The beautifully designed bathroom features a relaxing garden tub & oversized shower, creating a comfortable retreat after a day on the lake. Follow the path down to the private fishing pier, where you may discover your favorite place to unwind. Spend your days fishing, reading, enjoying a glass of wine, watching wildlife, or simply taking in the peaceful lake views. This is more than a waterfront home. It is a place to slow down, reconnect with nature, and enjoy the simple pleasures of life. Come experience it for yourself and discover what means the most to you.

Highlights

Listed by John Jarvis , Lone Star Realty - Lake Fork , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.63

HOA Fee

389 Annually

Year Built

1989

County

Wood

Neighborhood

Horseshoe Bend

School District

Harmony ISD

Listing ID

21322439

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1.5
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Negotiable
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Laminate
Other:
  • Additional:Cathedral Ceiling(s), Decorative Lighting, Master on Main

Exterior Features

Lot:Many Trees,Sloped,.5 to < 1 Acre,Lake Front
Roof:Composition
Others:
  • Additional:Rain Gutters
Parking Features:Additional Parking,On Street
Principal Interest
$1,902
Taxes
$364
HOA
$389

Home Price

$369,500

Loan Details

30 yrs
6.674%

Down Payment

20%
$73,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,902.35

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,902.35 $364.08 $389.00 $2,655.43
Yearly $22,828.16 $4,369.00 $4,668.00 $31,865.16
Total $684,844.73 $131,070.00 $140,040.00 $955,954.73

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Winnsboro, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

© 2026 North Texas Real Estate Information Systems