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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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222 County Road 4850 , Winnsboro, TX 75494
$450,000
Est. Payment: $2,316.80/mo
3 Bed
2 Bath
1517 Sqft
Status: active | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Lake Winnsboro Waterfront with Your Own Private Boat Ramp! Originaly built in 1979, this beautifuly updated waterfront home has been remodeled over the years while maintaining its timeless charm. Major improvements include new flooring and windows in 2015, foundation adjustments in 2019, a new HVAC system in 2020, A NEW ROOF, new plank flooring in the laundry room, and water heater in 2025, and fresh interior paint completed in July 2026. Situated on approximately .677 acres along one of the most peaceful lakes in East Texas, this property is designed for those who appreciate quiet lake living. Enjoy your own private boat ramp for effortless days on the water, then unwind on the back porch as breathtaking sunsets reflect across the cove. Surrounded by mature trees, peaceful woods, and quiet neighbors, this is the perfect place to fish, relax, entertain, or simply enjoy the beauty of lakeside living.

Highlights

Listed by Wilder West , Leslie Cain Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
0.68

Year Built

1979

County

Wood

Neighborhood

Inlet Bay Estates

School District

Winnsboro ISD

Listing ID

21329654

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Electric
Fireplaces:Wood Burning
Other:
  • Additional:Master on Main

Exterior Features

Lot:Cul-De-Sac,Water/Lake View,Waterfront,.5 to < 1 Acre,Lake Front
Roof:Composition
Parking Features:Carport,Garage
Principal Interest
$2,317
Taxes
$484

Home Price

$450,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,316.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,316.80 $483.50 $0.00 $2,800.30
Yearly $27,801.55 $5,802.00 $0.00 $33,603.55
Total $834,046.35 $174,060.00 $0.00 $1,008,106.35

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Winnsboro, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-25T01:22:49.237Z

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