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Harrison Lilly

| Harrison Lilly Realty Dallas | Harrison Lilly Realty | PLACE

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1920 County Road Se 3370 , Winnsboro, TX 75494
$799,000
Est. Payment: $4,113.60/mo
3 Bed
2 Bath
2090 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Discover a rare opportunity to own a 6.10-acre waterfront estate on the pristine shores of Lake Cypress Springs. This solid brick home offers over 678 feet of expansive water frontage, providing breathtaking lake views from every main living area. The heart of the home is an open-concept living room featuring soaring vaulted ceilings, rich natural woodwork, and a cozy fireplace. The adjacent kitchen has been thoughtfully updated with classic wood cabinetry and granite countertops, flowing seamlessly into a bright breakfast area and a dedicated space for a large dining table—perfect for hosting family gatherings. The private primary suite serves as a true retreat, complete with its own fireplace for chilly evenings and a unique, dedicated hot tub room just steps away. Two additional bedrooms and a second full bath provide ample space for guests. Functional versatility abounds with an attached two-car garage; half of this space currently serves as a craft room or home office but can easily be restored to full garage use if desired. Outdoor living is a highlight, featuring a peaceful screened-in porch and a sunroom to soak in the scenery year-round. Beyond the main residence, the property includes a detached two-car garage and workshop, along with a dedicated RV cover for your adventure vehicles. While the home requires some TLC—including fresh paint, new flooring, and repairs to the wood deck and dock—it presents a blank canvas to create your dream lakefront sanctuary. With no HOA restrictions and the potential to further enhance the views by clearing select property lines, this expansive lot offers unmatched privacy and endless potential on one of Texas's most beautiful lakes. This property is leasehold and under the jurisdiction of the Franklin County Water District. www.fcwd.com

Highlights

Listed by Michelle Blackmon , Freedom Realty , North Texas Real Estate Information Systems

Property Type

Residential

Lot/Acreage
6.1

Year Built

1983

County

Franklin (TX)

Neighborhood

None

School District

Mount Vernon ISD

Listing ID

21366573

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Bedroom,Living Room
Floor:Carpet,Ceramic Tile
Other:
  • Additional:Decorative Lighting, Eat-in Kitchen, Granite Counters, Natural Woodwork, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Master on Main

Exterior Features

Lot:Acreage,Cul-De-Sac,Irregular Lot,Leasehold,Lrg. Backyard Grass,Sloped,Waterfront,5 to < 10 Acres,Lake Front
Roof:Composition
Others:
  • Additional:Dock, Rain Gutters, Preowned
Parking Features:Additional Parking,Circular Driveway,Garage,Garage Door Opener,RV Carport,Workshop in Garage
Principal Interest
$4,114
Taxes
$501

Home Price

$799,000

Loan Details

30 yrs
6.674%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,113.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,113.60 $500.58 $0.00 $4,614.18
Yearly $49,363.19 $6,007.00 $0.00 $55,370.19
Total $1,480,895.64 $180,210.00 $0.00 $1,661,105.64

Today's Rates

30 Year

6.67%

20 Year

6.37%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Winnsboro, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by North Texas Real Estate Information Systems Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-24T23:23:04.180Z

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